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You’re so bad at money
Seems like you’ve never done any financial planning in your life. You may have had the luxury of avoiding money management before because you had sponsors (parents) to pay for your expenses, but that could one day cause big problems in your life — if it hasn’t already. While you shouldn’t fret about every penny, you do need to take your finances seriously if you want to achieve big things. Thankfully there are tools like Balo, the savings app that gives you rewards, to take care of your foundational savings habits so you don’t have to overthink it.