How Financially Healthy are You?

Quiz Questions

• 1.
  Do you have an emergency fund?  

  Image Source

  • A.
    No
  • B.
    Yes - $1,000 or less
  • C.
    Yes - 3 to 6 months of my income
  • D.
    Yes - More than 6 months of my income
• 2.
  Are you debt-free, excluding your mortgage?  

  Image Source

  • A.
    No, I have too much debt and it causes me stress on a regular basis. 
  • B.
    No, but I feel like my debt is manageable and I always pay more than my minimum due payments. 
  • C.
    Yes. I have credit cards, but pay them in full every month. 
  • D.
    Yes, I am debt free.
• 3.
  Do you have a mortgage?  

  Image Source

  • A.
    Yes
  • B.
    No
• 4.
  Do you have a monthly spending plan?

  Image Source

  • A.
    Yes
  • B.
    No
• 5.
  Do you and your spouse or partner fight about money issues?  

  Image Source

  • A.
    Yes, ALL the time
  • B.
    Yes, at least once a week 
  • C.
    We disagree about money occasionally, but keep it civil 
  • D.
    Rarely or never 
  • E.
    Not applicable because I'm single
• 6.
  Are you living paycheck to paycheck?  

  Image Source

  • A.
    Yes
  • B.
    No
• 7.
  Are you saving for retirement?  

  Image Source

  • A.
    No
  • B.
    Yes, enough to get my company’s 401k match (or 1 – 9% of my income) 
  • C.
    Yes, 10-15% of my income is saved for retirement 
  • D.
    Yes, I am saving 16% or more for retirement 
  • E.
    Not applicable, because I am currently retired 
• 8.
  Are you saving for your children’s college expenses?  

  Image Source

  • A.
    No
  • B.
    Yes
  • C.
    Not applicable, I do not have children (or kids are grown) 
• 9.
  How often do you worry about money?  

  Image Source

  • A.
    All. The. Time.
  • B.
    Weekly
  • C.
    Once or twice a month
  • D.
    Rarely
• 10.
  How would you rank your understanding of money management?  

  Image Source

  • A.
    The subject of money management confuses and/ or freaks me out 
  • B.
    I know the basics of personal finance 
  • C.
    I’m fairly knowledgeable about budgeting, saving, and investing 
  • D.
    I’m a money ninja! My friends frequently seek me out for financial advice 
• 11.
  How often does your heart hijack your wallet?

  Image Source

  • A.
    Frequently
  • B.
    Occasionally
  • C.
    Rarely
  • D.
    Never

Quiz Outcomes

• 1.
  Financial Flatliner

  Image Source

  Get help now! You're living paycheck-to-paycheck, fighting with your spouse, and drowning in debt. Your financial health is in serious jeopardy and it's time to seek immediate assistance. Do NOT wait!
• 2.
  Financially Shaky

  Image Source

  Yikes! You're walking a tight rope when it comes to your financial health! One major money disaster could completely knock you off your feet. It's time to get on solid ground with your finances before your bad money habits catch up with you. It's not too late for a positive change!
• 3.
  Financially Strong

  Image Source

  Good job! You're on your way to building strong money muscles, but there's still room for improvement. With some financial fine-tuning, you'll set yourself up for a vibrantly healthy financial future. Check Out my FREE Master Your Spending Mini-Course to keep yourself on track!
• 4.
  Vibrantly Healthy 

  Image Source

  Amazing job! You are doing all the right things: living within your means, saving money, and minimizing your debt. You're building a solid foundation for a healthy financial future. Keep learning, keep growing, and help some others along the way. High Five! Sounds like you might be ready to THRIVE and move up to Next Level Money Management.