Life is too short to deny yourself pleasures small and large. You're often careless with your money in the pursuit of happiness, and you know full well you'll have to pay for it
eventually. Just remember, if you're not careful, you could end up drowning in debt, missing out on the fun, and regretting some of those reckless purchases.
Prehaps saving ahead of spending may help keep some side cash for a rainy day.
You have a 'knack for spotting a good financial deal. You're not afraid to take risks and appetite to think money in a different perspective. Natural business minds to understand how money can work for you while you sleep. As long as you can stay ahead of the game and keep your side hustle strong, you'll be ok -- but consider saving more and diversify your money in case you get slowed down unexpectedly.
The Banker: You've got your mind on your money (and your money on your mind). Your
frugal mindset and financial instincts are sharp: You know where every dollar goes and why, and you're making steady progress toward your long-term goals, even if it means some frugal sacrifices here and there. Keep it up!
However you do not take enough risk with your money. You worked hard for your money, prehaps consider money working hard for you in return?
You don't pay much attention to your finances as long as your checks aren't bouncing. Ignorance may be bliss, but chances are you're not saving enough -- and that may not bother you now, but when you don't have enough savings for a house or to retire comfortably, you're going to wish you watched your spending a bit more carefully.
Finance may not be everyone's strong point, but its not too late to learn and get a good deal when you shop around.