What's Your Hidden Money Personality?

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Quiz Questions

1.
When it comes to money, what makes you happiest?
- A.
  Seeing money in my bank account rise!
- B.
  Finding money I didn't realize I had.
- C.
  I'll admit it, I love being able to splurge on things for myself
- D.
  Having enough money that I don't have to rely on others
- E.
  Finding a bargain and saving the rest
2.
Which one of these best describes your current saving strategy?
- A.
  I have a little savings, but don't really contribute to it.
- B.
  I have a savings account and retirement plan - and I contribute to them regularly.
- C.
  I throw spare change in my piggy bank
- D.
  Savings? What savings? I have to first dig myself out of debt
- E.
  I'll admit it - I let my partner take care of our strategy
3.
How often do you worry about money?
- A.
  24/7 - Doesn't everyone?
- B.
  I pretend it doesn't bother me, but it feels like every choice leaves me frantic about money
- C.
  I probably should worry about it more, but things generally seem to work out for me.
- D.
  Only when it comes to spending and then only if I spend more than I want.
- E.
  Every month when the bills come in!
4.
You're surfing online and you find something you REALLY want, but it costs more than you have. What do you do?
- A.
  I scour the internet looking for a better deal.
- B.
  I create a plan to save some money and buy it when I can afford it.
- C.
  I'll charge it on my credit card - what difference does another couple hundred dollars make at this point?
- D.
  I move on - it's not worth the anxiety of going into debt no matter what.
- E.
  I'll borrow the money and pay it back next month.
5.
Which song title best describes your money philosophy?
- A.
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  Money Changes Everything - Cindy Lauper
- B.
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  Keep Your Eye on the Money - Motley Crue
- C.
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  Mo' Money, Mo' Problems - Notorious BIG ft. Puff Daddy and Mase
- D.
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  Can't Buy Me Love - The Beatles
- E.
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  Till the Money Runs Out - Men At Work
6.
How do you feel about finance books?
- A.
  Allergic! I can't even bring myself to buy one.
- B.
  I have a stack of books gathering dust.
- C.
  I know I need help, but don't feel like any book can help me.
- D.
  I love them and have consumed a bunch
7.
Your rich aunt Mary leaves you with a chunk of change in her will, what do you do with it?
- A.
  I spend some, I save the rest.
- B.
  Put it all away for a rainy day.
- C.
  I buy myself (and my boo) some nice things - we deserve it.
- D.
  Donate a good portion to charity
- E.
  Pay off bills.
8.
It's spring cleaning time and it's time to tackle your closet! Which famous celebrity will you call for help?
- A.
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  Marie Kondo. The queen closet decision-making can help you get unstuck and find greater joy!
- B.
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  Heidi Klum. With over 2000 shoes in her closet she knows how hard it is to part with anything!
- C.
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  Angelina Jolie. She can help you decide what to keep, throw out and then give to those in greater need.
- D.
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  Kim Kardashian. Let's face it, she'll help you toss out the outdated and make room for something new.
- E.
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  Ben Stein. Known for his lucky acting break, maybe he'll help you uncover some hidden treasures in there.
9.
How comfortable are you with handling your personal finances?
- A.
  Every time I think about my personal finances, I get a pit in the bottom of my stomach.
- B.
  It's not my favorite thing to do, but I stay on top of my spending.
- C.
  I spend my free time learning as much as I can to keep my finances in order
- D.
  When the cash is flowing, I'm great. When it's not, I can't even whisper the word m-o-n-e-y.
- E.
  If only I had more of it, I think I'd be great.
10.
When you start to get scared about your future, which of the following is your feel-better solution?
- A.
  Shopping therapy! I hop online and immediately look for something new.
- B.
  Looking over my bank accounts and seeing that I've done what I need to take care of myself
- C.
  Laying in bed, staring at the ceiling and worrying some more.
- D.
  Cooking up a plan to make more money
- E.
  Distracting myself with anything that isn't about money - like cooking, reading or a glass of wine.
11.
Which of the following best describes your personal financial circumstances?
- A.
  I'm the main wage earner in my home.
- B.
  I share the financial responsibilities with my partner (or relative).
- C.
  I don't work, but have enough money to support myself.
- D.
  My partner is the main wage earner.

Quiz Outcomes

1.
The Accumulator
2.
The Frugal Saint
3.
The $pender
4.
The Captive
5.
The Money Cat