Head to the grocery store and buy what’s on sale. You’ll create recipes based on what you were able to find.
Write out your meal plan for the week, carefully create your shopping list, and only then head to the grocery store. You’re more concerned with getting the items on your list over the price of the items.
Order online. You’d rather invest the time spent grocery shopping with another task.
Your child asks you for the latest (expensive) toy craze. What do you do?
You only live once, indeed! You work hard and as a result, enjoy the fruits of your labor and the finer things in life— like the latest cell phone, luxury car, and name brand clothing.Remember, it's okay to have your spending goals as long as you have a plan and have saved for them! Be extra diligent in prioritizing your emergency fund, short term, and long term savings goals before purchasing items on your "want" list. To help you stay on track with your savings plan, take the America Saves Pledge to get reminders and nudges via email and/or text.
Savvy Savers are budget conscious and hyperaware on how to save both tangibly (like couponing) and intangibly (like conserving energy by turning off lights and closing the refrigerator door quickly).Savvy Savers get a great deal of satisfaction from saving on everyday practical items. But don’t lose sight of the reason behind it all- put that savings to work for you by building your emergency fund, or contribute to another short- or long-term savings goals.
To make your savings work for you, set a savings goal and make a plan by taking the America Saves Pledge! You'll get resources, helpful tips, and reminders that help you stay on track toward your goal via email and text from America Saves.
Retail Therapy, anyone? Super Shoppers get a lot of satisfaction from spending. Although they are aware of their tendency to impulse buy, Super Shoppers enjoy take pride in finding a good deal and are conscious of their habits.
With a clear savings goal and plan, Super Shoppers can curb spending to save more effectively and successfully without feeling deprived. You can shop and save, and taking the America Saves Pledge will help you stay on track with encouraging resources, emails, and texts.
Idealistic Investors want their money to work for them. They give careful consideration to their finances and tend to avoid accruing debt unless it can be utilized for points or mileage rewards.
Investors can benefit by taking the America Saves Pledge to get tips, resources, and encouragement as you grow your long term savings accounts— like 401Ks, IRAs, and education savings accounts.