What’s Your Money Personality Type?

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Quiz Questions

1.
1. You get an unexpected check in the mail for $500. Which action most closely describes what you would do with your extra money?
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- A.
  Upgrading a gadget, like a new TV or cell phone.
- B.
  Put it toward a bill to pay it off faster.
- C.
  Have an impromptu shopping spree and #treatyoself.
- D.
  Add it to your IRA or other investment account.
2.
You’ve made a decision to purchase a new vehicle. How do you approach buying it?
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- A.
  You begin your search for a new luxury vehicle. You work hard and deserve the best of the best!
- B.
  You are looking for a vehicle that you can pay for with cash, or by taking on very little debt.
- C.
  You look for the best deal on a reasonably priced, safe, new-to-you vehicle.
- D.
  You research resale value and make a decision based on a vehicle that doesn’t depreciate too quickly.
3.
It’s grocery shopping day! Which scenario is closest to your grocery process?
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- A.
  Let's just order takeout instead.
- B.
  Head to the grocery store and buy what’s on sale. You’ll create recipes based on what you were able to find.
- C.
  Write out your meal plan for the week, carefully create your shopping list, and only then head to the grocery store. You’re more concerned with getting the items on your list over the price of the items.
- D.
  Order online. You’d rather invest the time spent grocery shopping with another task.
4.
Your child asks you for the latest (expensive) toy craze. What do you do?
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- A.
  Get the toy. Your child deserves it, you’ll figure out how to move things around in your budget.
- B.
  Use this as an opportunity to teach your child the importance of saving. You create a plan together to help them earn the money and save.
- C.
  Put it on your credit card and give it to them for their birthday or next holiday.
- D.
  Buy them a share of stock in the company instead of the toy.
5.
After taking care of necessities, how do you prioritize money?
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- A.
  After needs, I go for all my wants. Life is short!
- B.
  Putting away as much as I can in savings.
- C.
  On nothing in particular, but I may splurge often on eating out or little things that add up.
- D.
  I’m intentional about letting my money work for me through investing.
6.
You want to go on a family vacation! What do you do?
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- A.
  Book a spontaneous vacation to a bucket list destination.
- B.
  Spend a lot of time researching a location that you can get the most bang for your buck, including flights, accommodations, meals, and activities.
- C.
  Book the vacation, then start shopping for a vacation wardrobe
- D.
  Choose based on maximizing your accrued points and rewards.

Quiz Outcomes

1.
BIG SPENDER
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You only live once, indeed! You work hard and as a result, enjoy the fruits of your labor and the finer things in life— like the latest cell phone, luxury car, and name brand clothing.Remember, it's okay to have your spending goals as long as you have a plan and have saved for them! Be extra diligent in prioritizing your emergency fund, short term, and long term savings goals before purchasing items on your "want" list. To help you stay on track with your savings plan, take the America Saves Pledge to get reminders and nudges via email and/or text.
2.
SAVVY SAVER
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Savvy Savers are budget conscious and hyperaware on how to save both tangibly (like couponing) and intangibly (like conserving energy by turning off lights and closing the refrigerator door quickly).Savvy Savers get a great deal of satisfaction from saving on everyday practical items. But don’t lose sight of the reason behind it all- put that savings to work for you by building your emergency fund, or contribute to another short- or long-term savings goals. To make your savings work for you, set a savings goal and make a plan by taking the America Saves Pledge! You'll get resources, helpful tips, and reminders that help you stay on track toward your goal via email and text from America Saves.
3.
SUPER SHOPPER
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Retail Therapy, anyone? Super Shoppers get a lot of satisfaction from spending. Although they are aware of their tendency to impulse buy, Super Shoppers take pride in finding a good deal and are conscious of their habits. With a clear savings goal and plan, Super Shoppers can curb spending to save more effectively and successfully without feeling deprived. You can shop and save, and taking the America Saves Pledge will help you stay on track with encouraging resources, emails, and texts.
4.
IDEALISTIC INVESTOR
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Idealistic Investors want their money to work for them. They give careful consideration to their finances and tend to avoid accruing debt unless it can be utilized for points or mileage rewards. Investors can benefit by taking the America Saves Pledge to get tips, resources, and encouragement as you grow your long term savings accounts— like 401Ks, IRAs, and education savings accounts.

What’s Your Money Personality Type?

We all have money saving habits that either help or hinder our savings goal. Take this quiz by America Saves to identify those habits and learn your current Money Personality type.

Quiz Questions

Quiz Outcomes