Putting a simple and straightforward plan in place to get out from under your debt should be your #1 priority right now! Debt repayment isn't the only area you need to be fluent in but it's going to be the most rewarding to you in the grand scheme of things.
What better time to get the ball rolling on this than the present?!
Awesome, you've got a good handle on your finances but you want your money to grow into more money. (I dig it!) One of the things that blocks our earning potential is the fear that not knowing how to save and invest will cause us to squander our money.
Looking to grow your money?
You could read all the personal finance books in Barnes & Noble and still feel totally powerless over your finances until you work on that money mindset! Sounds like you've got a bit of emotional baggage around money... just like the rest of us.
Want to start rewriting those limiting beliefs that are costing you big bucks?
Budget is your first step toward making your financial goals a reality. I know this isn't the answer you wanted to see but I promise there's a better way to approach budgeting than anything you've been trying! Budgeting is nothing more than setting boundaries around our time and resources so we can stay true to our values and goals.
Want to finally master this whole budgeting thing?