2.
You're making a good effort but there is room to make things even BETTER!
Okay, it looks like you're interested in doing the right things to maintain your financial health. Elements such as debt, overspending, not maintaining a workable budget, not maintaining good savings and not having a good financial strategy for the future could impact your financial health.
If you're interested in knowing more specifics on what is impacting your score and what you can do about it, set up your FREE discovery call with me and we can go through your results in detail together. No obligation! Just some free guidance towards a better financial health.