How Confident Are You With The State of Your Personal Finances?

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Quiz Questions

1.
Do you (and your spouse) have a personal or family budget to plan your monthly expenses?

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- A.
  
  Oh yeah! I've got this covered.
- B.
  
  Nah, I just wing it.
2.
I, (my spouse and I) have saved up 3-6 months of my (our) current monthly income for emergencies.

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- A.
  
  That would be a Y-E-S!
- B.
  
  Nope, I'm trying though.
3.
How often do you (and your spouse) use your credit card(s) to pay for your purchases?

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- A.
  
  I use my card for almost all my purchases
- B.
  
  Not much at all
- C.
  
  N/A, what credit cards?
4.
I (my spouse and I) pay off my (our) credit card balance(s) every month?

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- A.
  
  Aye Captain, that would be an affirmative!
- B.
  
  No, not really
- C.
  
  N/A. I don't use a credit card
5.
I (my spouse and I) have a good system to help me keep track of my (our) income, expenses (planned and anticipated) as well as my (our) savings.

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- A.
  
  Absolutely!
- B.
  
  Umm, no.
6.
I (my spouse and I) have set up sinking funds to plan for unforeseen events such as auto repair, birthday expenses, Christmas expenses, vacations, e.t.c.

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- A.
  
  Oh yes I did!
- B.
  
  That would be a No for me.
7.
I am currently debt FREE!!!

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- A.
  
  Absolutely
- B.
  
  Well...not yet
8.
I know exactly how much debt (total amount) I (my spouse and I) owe.

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- A.
  
  You better believe it!
- B.
  
  Nah, I haven't quite added the numbers up yet.
- C.
  
  Answer C
9.
I (my spouse and I) have set financial goals for me or for my family the next 1, 3, 5 and 10 years and I am (we are) on track to meet them.

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- A.
  
  You bet! I'm set.
- B.
  
  Oh wait, what?!?! I have no money goals!
10.
I have adhered to my budget every month.

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- A.
  
  Oh yeah!
- B.
  
  Not quite, you can't really plan for everything.
11.
There are areas of my personal or family's finance I would love to change.

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- A.
  
  Yeah, that's right! I would like to do better.
- B.
  
  No, I just like where I currently am.
12.
You currently save at least 15% of your monthly income.

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- A.
  
  Yes! I'm all set
- B.
  
  Nope! I don't sorry
13.
My credit score is over 740.

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- A.
  
  No, I wish.
- B.
  
  Yes. I'm doing great here.
14.
If you were a genie for a day, what aspect of your personal or family finance would you change?

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- A.
  
  Paying off consumer debt
- B.
  
  Creating or maintaining a useful budget
- C.
  
  Building emergency or general savings
- D.
  
  Saving for retirement
- E.
  
  Rebuilding credit score
- F.
  
  Unifying our family budget (My spouse and I have separate financial lives)
15.
What best describes how you feel about your personal or family's financial life?

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- A.
  
  Excited, confident, and relaxed
- B.
  
  Worried and bothered
- C.
  
  Unsure and lost

Quiz Outcomes

1.

We've got work to do. You've got some higher risk areas.

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Schedule your FREE discovery session with me today to go through your results and find some proactive steps you can take starting today to get you on the path to betterfinancial health.
2.

You're making a good effort but there is room to make things even BETTER!

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Okay, it looks like you're interested in doing the right things to maintain your financial health. Elements such as debt, overspending, not maintaining a workable budget, not maintaining good savings and not having a good financial strategy for the future could impact your financial health. If you're interested in knowing more specifics on what is impacting your score and what you can do about it, set up your FREE discovery call with me and we can go through your results in detail together. No obligation! Just some free guidance towards a better financial health.
3.

Well Done! You're doing an excellent job with your personal finances! Keep it up.

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Well done! It looks like you''re doing the right things to maintain your financial health. As you can see, there are a lot of different factors that can contribute to a financial fitness decline (and this is far from an exhaustive list), so a thorough individual analysis is always worthwhile, especially if there are some questions you didn't answer yes to. Schedule a FREE discovery session with me if you'd like to look at more ways to maintain your financial health.

How Confident Are You With The State of Your Personal Finances?

Do you know the state of your financial life?&nbsp; Ever wonder what it really looks like? Dare it!&nbsp; Take this quiz to get an an idea of how well you're doing.&nbsp;&nbsp;You might be pleasantly surprised and win a PRIZE.

Quiz Questions

Quiz Outcomes

Do you know the state of your financial life? Ever wonder what it really looks like? Dare it! Take this quiz to get an an idea of how well you're doing. You might be pleasantly surprised and win a PRIZE.