Are you ready to start investing?

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Quiz Questions

1.
What’s your motivation to start investing?
- A.
  
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  I heard there is an easy way to earn more money and I want IN!
- B.
  
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  I’m tired of looking at my bank account and wondering where all my money went!
- C.
  
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  To achieve some of my long-term goals, I realize that I need to start taking control of my money and build wealth.
2.
If you had a fairy godmother to fix one thing about your finances it would be…

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- A.
  
  Max out my 401k and IRA for me!
- B.
  
  Give me more cash each month so I can invest it!
- C.
  
  Making all of my credit card debt disappear!
3.
How is your debt free journey going?
- A.
  
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  It’s going well - I’ve paid off all my high interest debt!
- B.
  
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  I’m too scared to see how much I owe to get started… eek!
- C.
  
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  I’m making my way…. I still have debt, but I at least have a plan.
4.
Are you fully utilizing any tax-advantaged accounts (401k, IRA, HSA, 529 Plan)?

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- A.
  
  What’s a 401k? I can’t even run a 5k..
- B.
  
  I’m contributing money to a 401k, Roth IRA and a HSA!
- C.
  
  I know I have a 401k, is that enough?
5.
True or False: Life happens. Having a credit card makes me prepared for emergencies.

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- A.
  
  True
- B.
  
  False
- C.
  
  Maybe?
6.
Are you living inside or outside your budget?

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- A.
  
  Budget… what budget?!
- B.
  
  I’ve been tracking my purchases for a while now, and I think my spending habits are getting better.
- C.
  
  I have a system that’s working and I know where my money is going!
7.
True or False: I’m young and healthy so I don’t need to waste money on a will or health insurance.

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- A.
  
  False
- B.
  
  True
- C.
  
  Maybe?
8.
What financial story are you still telling yourself?
- A.
  
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  I’ve waited a long time already, is it really worth it to start investing now?
- B.
  
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  I need to have all of my ducks in a row before I start investing.
- C.
  
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  I can’t invest yet; I simply don’t earn enough money.

Quiz Outcomes

1.

Hold up!

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You are eager and excited to make some money, and who can blame you?! You’re someone who's ready to take action, but you also have many priorities going on in your life. You’re finally ready to focus all your energy on a few MAJOR goals to take control of your financial life. You realize it’s never too late and you’re ready to start today!“You can't really know where you are going until you know where you have been” -- Maya AngelouYour next steps...Mark off a full morning (or evening, if that's your style) on your calendar.Grab your favorite cup of coffee (or other beverage)Sit down and REALLY get clear about: how much money you have & where the money you earn goes every month.This will help you come up with SMART (Specific, Measurable, Attainable, Relevant, and Time-based) goals.Then, use my secret tip to launch you forward. It's called the 85% rule. This means I want you to feel 85% ready to take action on your goals. The secret is, it's terribly hard to become 100% ready to do much of anything, yet so many people get derailed in the small stuff. Use this rule to decide what type of debt payoff strategy you'll use, where to open your first brokerage account, or maybe even what to have for dinner!"Who’s the lady behind the finance tips?" I’m glad you asked...Hi there 👋 I’m Genevieve, the creator and owner of Holistic Personal Finance.I'm a financial services professional who has over a decade of experience helping people save more, borrow wisely and invest to build wealth. My goal is to empower you with understandable, easy to use information about all things personal finance. I want you to be able to make the best decisions about your money and I want you to feel confident enough to follow through and take action!P.S. Expect to see me in your inbox with my favorite resources to get your investing journey started 🎉
2.

Way to get at it!

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You are on the right track my friend! You’re excited to build wealth but also want to make sure you’re completely ready and have an actual plan in place. I feel you- sometimes I feel more comfortable trying to learn all I can or being in the perfect place before I start taking action. “Hope is a suggestion, but vision is a declaration” – Unknown.Your next steps...Remind yourself-- you got this!Get that account open. I laid out the the exact steps in this 3 1/2 minute video- watch here!!Research and land on an investing strategy. How much will you put into the account each month and what funds will you start with. Start small & simple and build from there!Then, use my secret tip to launch you forward. It's called the 85% rule. This means I want you to feel 85% ready to take action on your goals. The secret is, it's terribly hard to become 100% ready to do much of anything, yet so many people get derailed in the small stuff. Use this rule to decide what type of debt payoff strategy you'll use, where to open your first brokerage account or maybe even what to have for dinner!"Who’s the lady behind the finance tips?" I’m glad you asked...Hi there 👋 I’m Genevieve, the creator and owner of Holistic Personal Finance.I'm a financial services professional who has over a decade of experience helping people save more, borrow wisely and invest to build wealth. My goal is to empower you with understandable, easy to use information about all things personal finance. I want you to be able to make the best decisions about your money and I want you to feel confident enough to follow through and take action!P.S. Expect to see me in your inbox with my favorite resources to get your investing journey started 🎉
3.

Giddy up!

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You’re in control my friend. You’ve done the work. You’ve read books, listened to podcasts, and talked to professionals to really progress your financial game and you feel confident that it’s time to take it to the next level! You know how to make SMART (Specific, Measurable, Attainable, Relevant, and Time-based) goals and stick to them—this is perfect, because these are the exact skills you’ll need to start investing! “The way to get started is to quit talking and begin doing.” – Walt DisneyYour next steps...You’re ready to accelerate your wealth building- so jump on in because the water is feeling fine! I suggest opening your first investment account. Remind yourself-- you got this!Get that account open. I laid out the the exact steps in this 3 1/2 minute video- watch here!!Research and land on an investing strategy. How much will you put into the account each month and what funds will you start with. Start small & simple and build from there!Then, use my secret tip to launch you forward. It's called the 85% rule. This means I want you to feel 85% ready to take action on your goals. The secret is, it's terribly hard to become 100% ready to do much of anything, yet so many people get derailed in the small stuff. Use this rule to decide what type of debt payoff strategy you'll use where to open your first brokerage account, or maybe even what to have for dinner!"Who’s the lady behind the finance tips?" I’m glad you asked...Hi there 👋 I’m Genevieve, the creator and owner of Holistic Personal Finance.I'm a financial services professional who has over a decade of experience helping people save more, borrow wisely and invest to build wealth. My goal is to empower you with understandable, easy to use information about all things personal finance. I want you to be able to make the best decisions about your money and I want you to feel confident enough to follow through and take action!P.S. Expect to see me in your inbox with my favorite resources to get your investing journey started 🎉