Is an FSA right for me?

Quiz Questions

• 1.
  Your responses to this quiz are anonymous and not tracked to any individual. Your responses are NOT reported back to your employer.

  Image Source

  • A.
    Got it!
  • B.
    Let's keep going.
• 2.
  In a typical year, I visit the doctor at least four times and pay a co-pay.

  Image Source

  • A.
    True
  • B.
    False
• 3.
  I take one or more prescription drugs and pay for at least some of my prescriptions with my own money.

  Image Source

  • A.
    True
  • B.
    False
• 4.
  I purchase over-the-counter medications like pain reliever, allergy medication, first aid supplies, cough syrup and things like that a few times a year for myself or others in my household.

  Image Source

  • A.
    Not really. We are all pretty healthy.
  • B.
    Occasionally. 
  • C.
    We always seem to need something from the pharmacy area of the store.
  • D.
    Yes. We like to stay stocked up and use things like that.
• 5.
  I need to purchase prescription glasses or contacts.

  Image Source

  • A.
    No. I don't purchase these items for anyone in my household.
  • B.
    My spouse needs glasses and/or contacts.
  • C.
    My children need glasses and/or contacts.
  • D.
    Yes, I purchase glasses and/or contacts for myself.
  • E.
    Yes, more than one of us in my household has vision needs.
• 6.
  I often pay out of pocket for dental services, such as cleaning, fillings, or dentures and denture supplies.

  Image Source

  • A.
    No. My insurance covers all my dental expenses.
  • B.
    No. I do not pay for any dental expenses.
  • C.
    Yes. I have a co-pay for my dental visits and services.
  • D.
    Yes. My spouse and/or children also have dental service costs.
• 7.
  I am anticipating a large medical expense next year for myself or for my family, such as:

  • A.
    Image Source

    Orthodontics
  • B.
    Image Source

    Surgery
  • C.
    Image Source

    Laser Eye Surgery
  • D.
    Image Source

    Physical Therapy
  • E.
    Image Source

    Diabetic Care
  • F.
    Image Source

    Fertility Treatments
  • G.
    Image Source

    Durable medical equipment
  • H.
    Image Source

    Pre-natal or post-partum items
  • I.
    Image Source

    None known or none planned
• 8.
  The "use it or lose it" part of the FSA scares me a little.

  Image Source

  • A.
    It does factor into my decision.
  • B.
    It scares me a LOT.
  • C.
    No, I think I can spend my FSA funds on eligible expenses within the next year.
  • D.
    I'm not sure.
• 9.
  Did you know that ALL of your health care FSA funds are available to you on DAY 1 of your plan year? 

  Image Source

  • A.
    I was not aware I had immediate access to my whole year's funds.
  • B.
    I heard or read that but still do not understand it completely.
  • C.
    Yes. I understand that about my FSA.

Quiz Outcomes

• 1.
  You MAY be a fit for an FSA.

  Image Source

  You don't have a lot of out-of-pocket expenses for medical items.Every item in our quiz, from surgery and dental needs to over-the-counter medications and vision costs, is covered as an FSA eligible expense.You will want to take one more step to see if you can save money in 2022 by enrolling in an FSA.Visit our online FSA calculator here.
• 2.
  You're a GOOD fit for a health care FSA.

  Image Source

  You have several ways to spend your FSA.Every item in our quiz, from surgery and dental needs to over-the-counter medications and vision costs, is covered as an FSA eligible expense.You will likely be able to SPEND your FSA funds this year AND save money.You will want to think through exactly what your expenses are in a given year using our online FSA calculator and then select your election amount based on that projection.
• 3.
  You're a GREAT fit for a Health Care FSA!

  Image Source

  You have a lot of FSA-eligible expenses and could save on taxes with an FSA.Every item in our quiz, from surgery and dental needs to over-the-counter medications and vision costs, is covered as an FSA eligible expense.You will likely be able to SPEND your FSA funds this year AND save money.Use our online FSA calculator to see your potential savings and estimate your election amount.
• 4.
  You scored higher than most folks as "most likely to benefit from an FSA."

  Image Source

  You have a lot of FSA-eligible expenses, and you could save on taxes with an FSA.Every item in our quiz, from surgery and dental needs to over-the-counter medications and vision costs, is covered as an FSA eligible expense.You will likely be able to SPEND your FSA funds this year AND save money.Use our online FSA calculator to see your potential savings and estimate your election amount.