What’s your money saving superpower?

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Quiz Questions

1.
What’s your current money saving strategy?
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- A.
  I have an array of mutual funds and a complete investment portfolio. I want my money making me more money.
- B.
  I like to live a simple lifestyle so I don’t use all my money every month. Whatever I have left over I put in my savings account.
- C.
  I’m so good at saving when I have a goal in mind. And I still have a fondness for piggy banks, leftover from childhood, I guess.
- D.
  When I need money, I just take on extra shifts and work until I earn what I need.
2.
Your friend has invited you to their birthday, but you know that it’s going to be expensive. What do you say?
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- A.
  Sorry, but no. You’ve already done up your budget for the month and her big ticket party definitely isn’t on it.
- B.
  You go, but you only partake in the bare minimum and make sure you pay your part of the bill before you leave early. You know you can’t afford it when the champagne starts to flow late at night.
- C.
  You splurge! After all, your investments have had a really good quarter and you’re in a fine position to be generous.
- D.
  You’d love to, but you can’t. You’re pulling a double shift to pay for the new roof on the house.
3.
Which movie best represents your relationship to money? *picture question
- A.
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  The Pursuit of Happyness. You know what it takes to make the big money – Hard work!
- B.
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  Wolf of Wall Street. You live to play the exhilarating game of stocks and investments. Only without the recreational drug use and copious ladies.
- C.
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  Charlie and the Chocolate Factory. Charlie saves all his money to buy a chocolate bar and his chance at a Golden Ticket! Other lessons come in the end, but his dedication to his dream is what started it all!
- D.
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  A Christmas Story. Scrooge loved to save money so much that he missed out on the joys of life. Luckily he learns the balance between saving money and a life well lived.
4.
What’s your idea of a great night out?
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- A.
  A night that I’ve earned after saving for it for a while. The celebration is just that much sweeter after being anticipated for so long, you know?
- B.
  Don’t have time for a night out! Too busy working to pay for the things that are more important!
- C.
  One where I splurge and enjoy some of the finer things that life can bring, but I like to be in bed at a reasonable hour. The stock market opens early on the other side of the world.
- D.
  A quiet night in with home cooking, or a small gathering with friends where we have a potluck or something inexpensive.
5.
Have you ever met with a financial advisor or coach?
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- A.
  Oh, I’ve thought about it, but I feel like that’s for people with “extra money”
- B.
  I already have a financial advisor/coach.
- C.
  Gosh yes! I need all the advice I can get!
- D.
  Not really. I hate talking to people about money. *cringe*
6.
What does retirement look like to you?
- A.
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  Living the dream! Enjoying the ease of high yield investments and residual interest. Golf, anyone?
- B.
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  Quiet and simple, without a whole lot of fancy expenses and frills.
- C.
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  Travelling the world after working hard to finally enjoy all the free time.
- D.
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  The satisfying reward of comfortable golden years after a lifetime of saving and preparing.
7.
How prepared are you for a rainy day?
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- A.
  I pray for sunshine.
- B.
  I have a rainy day contingency fund.
- C.
  Rain or shine, I can always work hard and make it work.
- D.
  Can I borrow an umbrella?
8.
What did you do with your birthday money when you were a little kid?
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- A.
  Every penny went into my piggy bank. Every. Single. Penny. Until I could finally afford that skateboard I had my eye on.
- B.
  I found a way to make it earn me more money, of course. There was great money in buying packs of baseball cards and then selling them individually.
- C.
  I treated myself to something small and squirreled the rest of it away so I’d have something later.
- D.
  I spent it on a better bike so I could expand my paper route and make more money.
9.
Which quote about money resonates with you the MOST?
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- A.
  “Every time you borrow money, you’re robbing your future self.” – Nathan W. Morris
- B.
  “I don’t need a lot of money. Simplicity is the answer for me.” – Linda McCartney
- C.
  “I never dreamed of success, I worked hard for it.” – Estee Lauder
- D.
  “If you don’t find a way to make money while you sleep, you will work until you die.” – Warren Buffet

Quiz Outcomes

1.
Your superpower is… Investments!
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You’ve already discovered the thrilling rollercoaster ride that is investment savings, and joyfully play the day trader scene with tips from your favorite financial bloggers and investment strategists.You love to keep tabs on your investment apps and see those numbers increase, one trade at a time!It isn’t hard to put aside money for your investments when you see the rewards in dollars and cents, with the occasional risky trade to keep the thrill alive.Following #gamestop was the edge-of-your-seat Splash Mountain ride of your pandemic experience and you didn’t even buy any shares!But you know there are other ways that you can add to your savings without affecting your mutual funds.Most investments require a long term commitment to see any real growth, and you don’t want to take your money out too early when you really need some cash flow to help with an emergency situation or a much needed vacation.Having a well rounded portfolio is great and all, but if you’re counting on it for your retirement, how are you going to enjoy life until you reach your golden golfing years?“Compound interest is the 8th wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” – Albert Einstein💲Find Money In Unexpected Places💲6 Easy Savings Hacks to Make the Most of your Money1. Use apps/resources to organize your budget and savings.You can automate just about everything; and you should. You can simply set up an automatic transfer from your checking to your savings each month… Or try our Money Mindset & Budget Kick-Starter freebie, designed to help you start tracking your spending and keep you on top of your expenses.2. Make a meal planEverybody’s gotta eat, and meal planning is more than just using cute containers to make your salads look like pretty rainbows in the fridge. Meal planning can eliminate food waste and keep you from splurging on convenient meals out. Even better if you plan your ingredients around sales and coupons!3. Challenge everythingChallenge every single expense you have. Who really needs a landline these days? And do you need Netflix, Prime, Crave, Hulu and Spotify? Odds are you can cut something out. Perhaps you’ve been paying for a service so long that it’s second nature? It’s time for a challenge and here’s how to do it:1. Write down every single expense you have2. Look for expenses you can fully cut out3. Find ways to save money on the remaining expenses4. Start an emergency fundWhen a crisis hits you don’t want to turn to a credit card and pile on the debt. Debt can turn a crisis into a catastrophe. Even as little as $50/month into a contingency fund will keep you from racking up high interest debt in low cash-flow times.5. Give up the expensive habitsSunday Brunch and Mimosas costing you big bucks? Love a bit of fun on the weekend, but the bar tab is getting ridiculous? Cut it out! Or at least cut back. Skip Bougie Brunch or make it an every other weekend treat and you’ll find quite a bit of money left in your pocket.6. Get paid to spendMaximize your credit card rewards by using the right card for your purchase. Almost every card offers a points or cash-back reward system, so check your perks and charge at the til – just be sure to pay off your balance before the interest can start piling up!Click here to view our list of the Top Credit Card Perks and their most underutilized rewards programs.Be a Saving Superhero!Hey there! I’m Dr. Michelle Marie. I'm a 3x best-selling author, speaker, and adjunct professor. Between my occupational, educational, and personal experiences, I have developed a deep passion for personal finance and empowering others to navigate their financial freedom journey with confidence.As a Licensed Financial Strategist in 14 states, I have been perfecting my practice for over six years. I hold a degree in Business Administration and a certification in Financial and Mindset Coaching. I have also attended and hosted numerous workshops focused on money, psychology, and the art of budgeting.My personal mission is to encourage, motivate, and guide others toward building wealth while decreasing consumer debt and creating a strong saving and giving mindset. I aim to equip individuals and families with the tools they need to overcome financial fears, establish lasting confidence, and build the life they deserve.At the heart of my work is the belief that life is about more than just money—it’s about purpose, peace, and prosperity.Are you ready to change the direction of your finances? Your Financial Strategist,Dr. Michelle Marie💰Invest in You💰Check out these resources to fire up your finances!1. Check out the Bedroom Talks Podcast podcast. A podcast focused on bringing awareness to the importance of financial intimacy and enticing openness to “get real” in a judgment-free zone. Together, we’re gonna cover a multitude of financial topics, so you can leap toward financial freedom with confidence! 2. Join Billionaires Making Change on Facebook. We’re a community of driven individuals who believe wealth is about impact, not just income. Connect with others who are building businesses, creating opportunities, and changing lives—one financial decision at a time.3. Join me at the next Financial Mastery Workshop! An exclusive 2-day virtual workshop to unlock strategies for achieving long-term financial security and success! Oh, did I mention it's free??And be sure to check your inbox, because I’ll be sending you my welcome letter and all sorts of other valuable resources!“Don’t tell me what your priorities are. Show me where you spend your money and I’ll tell you what they are.”—James W. Frick
2.
Your super power is… JOMO!
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We’ve all heard of FOMO, the Fear Of Missing Out. When it comes to your finances, FOMO can be expensive, but you don’t need to be told that. You have a serious, and thrifty, case of JOMO, the Joy of Missing Out.(And the love of staying in.)Invited to a distant cousin’s wedding in a far off locale that promises to be a very spendy weekend of family drama? That’s cool, you’re perfectly fine saying that it doesn’t fit in your budget.Have a dear friend who loves to celebrate their birthday in style? And demands everyone contributes an equal share? It’s cool, you don’t have to foot the bill for an elaborate evening that matches your monthly grocery bill. You’d rather celebrate your friend over a quiet home-cooked meal anyways.Impromptu friend gatherings at a loud bar where you spend too much on tiny tapas and craft beer and wake up feeling spent the next day? Nah, that’s not for you. You’d rather have a cook-out in the backyard where a growler of local ale can go a lot further than a bar tab.Not one to make big financial moves, your saving superpower is the stealthy type – saving by choosing a frugal lifestyle and minimal needs over big earning and lavish luxury.Not to say that you don’t know how to have some fun! There’s a Play Money section in your monthly budget, and you get plenty of joy and satisfaction when you comfortably splurge within the limits of your allowance.But saying ‘No’ isn’t the only way to save money and plan for the future.And money isn’t the only way to find value in life. Studies have shown that a life rich in experiences brings a greater wealth of happiness than just money can alone.So while JOMO and ‘no’ can help your savings account, be careful to keep balance in your life and invest a ‘yes’ in the things and experiences that will bring you the highest interest in fulfillment and joy.“The goal isn’t more money. The goal is living life on your own terms.” – Chris Brogan💲Find Money In Unexpected Places💲6 Easy Savings Hacks to Make the Most of your Money1. Use apps/resources to organize your budget and savings.You can automate just about everything; and you should. You can simply set up an automatic transfer from your checking to your savings each month… Or try our Money Mindset & Budget Kick-Starter freebie, designed to help you start tracking your spending and keep you on top of your expenses.2. Make a meal planEverybody’s gotta eat, and meal planning is more than just using cute containers to make your salads look like pretty rainbows in the fridge. Meal planning can eliminate food waste and keep you from splurging on convenient meals out. Even better if you plan your ingredients around sales and coupons!3. Challenge everythingChallenge every single expense you have. Who really needs a landline these days? And do you need Netflix, Prime, Crave, Hulu and Spotify? Odds are you can cut something out. Perhaps you’ve been paying for a service so long that it’s second nature? It’s time for a challenge and here’s how to do it:1. Write down every single expense you have2. Look for expenses you can fully cut out3. Find ways to save money on the remaining expenses4. Start an emergency fundWhen a crisis hits you don’t want to turn to a credit card and pile on the debt. Debt can turn a crisis into a catastrophe. Even as little as $50/month into a contingency fund will keep you from racking up high interest debt in low cash-flow times.5. Give up the expensive habitsSunday Brunch and Mimosas costing you big bucks? Love a bit of fun on the weekend, but the bar tab is getting ridiculous? Cut it out! Or at least cut back. Skip Bougie Brunch or make it an every other weekend treat and you’ll find quite a bit of money left in your pocket.6. Get paid to spendMaximize your credit card rewards by using the right card for your purchase. Almost every card offers a points or cash-back reward system, so check your perks and charge at the til – just be sure to pay off your balance before the interest can start piling up!Click here to view our list of the Top Credit Card Perks and their most underutilized rewards programs.Be a Saving Superhero!Hey there! I’m Dr. Michelle Marie. I'm a 3x best-selling author, speaker, and adjunct professor. Between my occupational, educational, and personal experiences, I have developed a deep passion for personal finance and empowering others to navigate their financial freedom journey with confidence.As a Licensed Financial Strategist in 14 states, I have been perfecting my practice for over six years. I hold a degree in Business Administration and a certification in Financial and Mindset Coaching. I have also attended and hosted numerous workshops focused on money, psychology, and the art of budgeting.My personal mission is to encourage, motivate, and guide others toward building wealth while decreasing consumer debt and creating a strong saving and giving mindset. I aim to equip individuals and families with the tools they need to overcome financial fears, establish lasting confidence, and build the life they deserve.At the heart of my work is the belief that life is about more than just money—it’s about purpose, peace, and prosperity.Are you ready to change the direction of your finances? Your Financial Strategist,Dr. Michelle Marie💰Invest in You💰Check out these resources to fire up your finances!1. Check out the Bedroom Talks Podcast podcast. A podcast focused on bringing awareness to the importance of financial intimacy and enticing openness to “get real” in a judgment-free zone. Together, we’re gonna cover a multitude of financial topics, so you can leap toward financial freedom with confidence! 2. Join Billionaires Making Change on Facebook. We’re a community of driven individuals who believe wealth is about impact, not just income. Connect with others who are building businesses, creating opportunities, and changing lives—one financial decision at a time.3. Join me at the next Financial Mastery Workshop! An exclusive 2-day virtual workshop to unlock strategies for achieving long-term financial security and success! Oh, did I mention it's free??And be sure to check your inbox, because I’ll be sending you my welcome letter and all sorts of other valuable resources!“Don’t tell me what your priorities are. Show me where you spend your money and I’ll tell you what they are.”—James W. Frick
3.
Your superpower is… Delayed Gratification!
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Piggy banks were totally your jam as a kid. There was nothing you loved more than saving your paper route money and allowance for a big ticket item that you had your eye on. The feeling of pride you got when you finally popped the plug on your porcine pottery and purchased your prize… there isn’t a bank account big enough to hold that kind of satisfaction.Not one to rack up credit card debt to get the things you want, instead you like to control your spending impulses and focus them towards the things that really matter to you.Your first car was paid for, in full, with cash.Your first vacation was paid off before your plane ever left the ground.And nothing gets bought until you’ve made sure you’ve taken care of your monthly bills and expenses.Your iron control and love of an attainable goal make you the kind of saver who doesn’t struggle with unnecessary wants and emotional splurges. Every purchase is considered, and weighed against the big picture. If it doesn’t align with your future vision, it doesn’t make it to the checkout.But sometimes, it’s important to remember that simple joys in the moment can help you get to the big payoff a little easier.So even though you love to put your pocket change in your piggy bank, don’t be afraid to let yourself splurge every now and then and put those pennies towards a treat like a decadent latte or fave new outfit.Denying yourself all the things all the time is a surefire way to turn a happy goal into a bitter chore.“Never spend your money before you have earned it.”– Thomas Jefferson💲Find Money In Unexpected Places💲6 Easy Savings Hacks to Make the Most of your Money1. Use apps/resources to organize your budget and savings.You can automate just about everything; and you should. You can simply set up an automatic transfer from your checking to your savings each month… Or try our Money Mindset & Budget Kick-Starter freebie, designed to help you start tracking your spending and keep you on top of your expenses.2. Make a meal planEverybody’s gotta eat, and meal planning is more than just using cute containers to make your salads look like pretty rainbows in the fridge. Meal planning can eliminate food waste and keep you from splurging on convenient meals out. Even better if you plan your ingredients around sales and coupons!3. Challenge everythingChallenge every single expense you have. Who really needs a landline these days? And do you need Netflix, Prime, Crave, Hulu and Spotify? Odds are you can cut something out. Perhaps you’ve been paying for a service so long that it’s second nature? It’s time for a challenge and here’s how to do it:1. Write down every single expense you have2. Look for expenses you can fully cut out3. Find ways to save money on the remaining expenses4. Start an emergency fundWhen a crisis hits you don’t want to turn to a credit card and pile on the debt. Debt can turn a crisis into a catastrophe. Even as little as $50/month into a contingency fund will keep you from racking up high interest debt in low cash-flow times.5. Give up the expensive habitsSunday Brunch and Mimosas costing you big bucks? Love a bit of fun on the weekend, but the bar tab is getting ridiculous? Cut it out! Or at least cut back. Skip Bougie Brunch or make it an every other weekend treat and you’ll find quite a bit of money left in your pocket.6. Get paid to spendMaximize your credit card rewards by using the right card for your purchase. Almost every card offers a points or cash-back reward system, so check your perks and charge at the til – just be sure to pay off your balance before the interest can start piling up!Click here to view our list of the Top Credit Card Perks and their most underutilized rewards programs.Be a Saving Superhero!Hey there! I’m Dr. Michelle Marie. I'm a 3x best-selling author, speaker, and adjunct professor. Between my occupational, educational, and personal experiences, I have developed a deep passion for personal finance and empowering others to navigate their financial freedom journey with confidence.As a Licensed Financial Strategist in 14 states, I have been perfecting my practice for over six years. I hold a degree in Business Administration and a certification in Financial and Mindset Coaching. I have also attended and hosted numerous workshops focused on money, psychology, and the art of budgeting.My personal mission is to encourage, motivate, and guide others toward building wealth while decreasing consumer debt and creating a strong saving and giving mindset. I aim to equip individuals and families with the tools they need to overcome financial fears, establish lasting confidence, and build the life they deserve.At the heart of my work is the belief that life is about more than just money—it’s about purpose, peace, and prosperity.Are you ready to change the direction of your finances? Your Financial Strategist,Dr. Michelle Marie💰Invest in You💰Check out these resources to fire up your finances!1. Check out the Bedroom Talks Podcast podcast. A podcast focused on bringing awareness to the importance of financial intimacy and enticing openness to “get real” in a judgment-free zone. Together, we’re gonna cover a multitude of financial topics, so you can leap toward financial freedom with confidence! 2. Join Billionaires Making Change on Facebook. We’re a community of driven individuals who believe wealth is about impact, not just income. Connect with others who are building businesses, creating opportunities, and changing lives—one financial decision at a time.3. Join me at the next Financial Mastery Workshop! An exclusive 2-day virtual workshop to unlock strategies for achieving long-term financial security and success! Oh, did I mention it's free??And be sure to check your inbox, because I’ll be sending you my welcome letter and all sorts of other valuable resources!“Don’t tell me what your priorities are. Show me where you spend your money and I’ll tell you what they are.”—James W. Frick
4.
Your superpower is… All-Star Work Ethic
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When the going gets tough, you take on another shift. When it comes to your financial goals, you aren’t afraid to put in the extra hours to achieve your dreams.You’re more than willing to work like others won’t so that you can live like most can’t. The grind is your hustle and you’ve got your eye on the prize, which is FIRE! (Financial Independence, Retire Early)In fact, when you’ve got a goal in mind, whether it be saving for a house, buying a new car, or taking an extended vacation, it isn’t unheard of for you to get a second or even third job in order to get what you want.And when it comes to the things in life you value, like family, there isn’t a thing you wouldn’t do to provide the best for them.But all work and no play make Jack a dull boy.There are other ways to save money that won’t work your fingers to the bone.And as much as money can bring you wonderful things in life, you have to have time to enjoy them for them to be worthwhile.By investing your money you can get it to earn for you while you sleep, and that’s way better than pulling a night shift for overtime, isn’t it?"The money you make is a symbol of the value you create."– Idowu Koychikan💲Find Money In Unexpected Places💲6 Easy Savings Hacks to Make the Most of your Money1. Use apps/resources to organize your budget and savings.You can automate just about everything; and you should. You can simply set up an automatic transfer from your checking to your savings each month… Or try our Money Mindset & Budget Kick-Starter freebie, designed to help you start tracking your spending and keep you on top of your expenses.2. Make a meal planEverybody’s gotta eat, and meal planning is more than just using cute containers to make your salads look like pretty rainbows in the fridge. Meal planning can eliminate food waste and keep you from splurging on convenient meals out. Even better if you plan your ingredients around sales and coupons!3. Challenge everythingChallenge every single expense you have. Who really needs a landline these days? And do you need Netflix, Prime, Crave, Hulu and Spotify? Odds are you can cut something out. Perhaps you’ve been paying for a service so long that it’s second nature? It’s time for a challenge and here’s how to do it:1. Write down every single expense you have2. Look for expenses you can fully cut out3. Find ways to save money on the remaining expenses4. Start an emergency fundWhen a crisis hits you don’t want to turn to a credit card and pile on the debt. Debt can turn a crisis into a catastrophe. Even as little as $50/month into a contingency fund will keep you from racking up high interest debt in low cash-flow times.5. Give up the expensive habitsSunday Brunch and Mimosas costing you big bucks? Love a bit of fun on the weekend, but the bar tab is getting ridiculous? Cut it out! Or at least cut back. Skip Bougie Brunch or make it an every other weekend treat and you’ll find quite a bit of money left in your pocket.6. Get paid to spendMaximize your credit card rewards by using the right card for your purchase. Almost every card offers a points or cash-back reward system, so check your perks and charge at the til – just be sure to pay off your balance before the interest can start piling up!Click here to view our list of the Top Credit Card Perks and their most underutilized rewards programs.Be a Saving Superhero!Hey there! I’m Dr. Michelle Marie. I'm a 3x best-selling author, speaker, and adjunct professor. Between my occupational, educational, and personal experiences, I have developed a deep passion for personal finance and empowering others to navigate their financial freedom journey with confidence.As a Licensed Financial Strategist in 14 states, I have been perfecting my practice for over six years. I hold a degree in Business Administration and a certification in Financial and Mindset Coaching. I have also attended and hosted numerous workshops focused on money, psychology, and the art of budgeting.My personal mission is to encourage, motivate, and guide others toward building wealth while decreasing consumer debt and creating a strong saving and giving mindset. I aim to equip individuals and families with the tools they need to overcome financial fears, establish lasting confidence, and build the life they deserve.At the heart of my work is the belief that life is about more than just money—it’s about purpose, peace, and prosperity.Are you ready to change the direction of your finances? Your Financial Strategist,Dr. Michelle Marie💰Invest in You💰Check out these resources to fire up your finances!1. Check out the Bedroom Talks Podcast podcast. A podcast focused on bringing awareness to the importance of financial intimacy and enticing openness to “get real” in a judgment-free zone. Together, we’re gonna cover a multitude of financial topics, so you can leap toward financial freedom with confidence! 2. Join Billionaires Making Change on Facebook. We’re a community of driven individuals who believe wealth is about impact, not just income. Connect with others who are building businesses, creating opportunities, and changing lives—one financial decision at a time.3. Join me at the next Financial Mastery Workshop! An exclusive 2-day virtual workshop to unlock strategies for achieving long-term financial security and success! Oh, did I mention it's free??And be sure to check your inbox, because I’ll be sending you my welcome letter and all sorts of other valuable resources!“Don’t tell me what your priorities are. Show me where you spend your money and I’ll tell you what they are.”—James W. Frick

What’s your money saving superpower?

Saving money can sometimes seem impossible, but you probably already have a couple tricks up your sleeve to help you reach your retirement goals. Take our quick and easy quiz to uncover your money saving superpower.

Quiz Questions

Quiz Outcomes