Which Money Personality Are You?  

Quiz Questions

• 1.
  When you receive an unexpected windfall (e.g., a bonus or tax refund), what are you more likely to do first?

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  • A.
    Reward yourself with something you've been wanting.
  • B.
    Plan how best to grow it for the future.
  • C.
    Reflect on how it could make a difference for others.
• 2.
  How do you really feel about budgeting?

  • A.
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    It feels like a restriction on enjoying life.
  • B.
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    I try to budget, but helping others often takes precedence, even if it strains my budget.
  • C.
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    Love it! It’s a tool that keeps me aligned with my long-term goals.
• 3.
  When you go shopping, how do you usually decide what to buy?

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  • A.
    I stick to a pre-planned list and shop for the best deals.
  • B.
    I let my instincts guide me — I buy what catches my eye.
  • C.
    I typically think about what would bring joy to someone else.
• 4.
  How do you feel about debt?

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  • A.
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    I’m okay with it as long as I can manage the payments.
  • B.
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    I avoid it as much as possible and prioritize paying it off.
  • C.
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    I accept debt if it means helping someone or supporting a cause I care about.
• 5.
  How do you feel when you see something you want but don’t need?

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  • A.
    If it's a need for someone else, I feel good about it.
  • B.
    If I can afford it and want it, I buy it without hesitation.
  • C.
    I analyze whether it’s truly worth it and often delay the purchase.
• 6.
  What's your strategy for giving gifts? 

  • A.
    I plan ahead, finding meaningful yet budget-friendly gifts.
  • B.
    I enjoy going all out and buying something special, even if it costs more than I planned.
  • C.
    I prioritize giving generously, even if it means adjusting my own finances.
• 7.
  What’s your attitude toward saving money?

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  • A.
    I know it’s important, but I’d rather enjoy my money now.
  • B.
    It’s essential for my peace of mind and my future.
  • C.
    I save when I can, but I also prioritize helping others or donating.
• 8.
  A friend or family member calls you and they are in financial trouble, how do you respond?

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  • A.
    I offer help within my means or provide advice to support them.
  • B.
    I might help a little but prefer to keep my finances separate.
  • C.
    I’ll do whatever I can to support them, even if it’s a significant financial sacrifice.
• 9.
  How do you feel about spending money on yourself?

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  • A.
    I’m careful and usually prioritize my needs over wants.
  • B.
    Treating myself is a regular and enjoyable part of my life.
  • C.
    I feel better spending money on others than on myself.
• 10.
  What’s your strategy for achieving financial goals?

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  • A.
    I set clear goals and stick to a plan to achieve them.
  • B.
    I set goals but often prioritize enjoying my money in the present.
  • C.
    I set goals but sometimes prioritize giving or helping others over my personal goals.

Quiz Outcomes

• 1.
  The Steady Saver

  Your approach to money is cautious and calculated, prioritizing saving and finding ways to cut costs. This mindset creates a strong safety net for your future. To further enhance your wealth-building plan, use our Start Smart Money Assessment. It will help you review key areas of your financial strategy to ensure you’re on the right path toward your financial goals.
• 2.
  The Generous Giver

  Your financial decisions are often driven by your desire to help others, bringing you joy and fulfillment. To ensure you can continue supporting the causes you believe in while also achieving your personal goals, my Personal Spending Spreadsheet can help you see how much money you have left over for both giving and your own financial objectives. This tool allows you to manage your finances better, ensuring a balance between generosity and personal success.
• 3.
  The Happy Spender

  You enjoy spending money, and when done correctly, you can treat yourself and enjoy life without sacrificing or stressing over your financial future.My free 30-minute consultation can help you refine your strategy to ensure you're on track to building wealth. Click the link below to connect with me!