How Financially Fit Are You?

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Quiz Questions

1.
Do you have an emergency fund that can cover 3 months of living expenses?
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- A.
  No, I don’t have one – emergency, schm-emergency!
- B.
  Partially funded – I’m getting there, one dollar at a time.
- C.
  I’m working on it – it’s in progress… slowly but surely.
- D.
  Yes, fully funded – I’m prepared for anything life throws at me.
2.
How do you handle credit card debt?
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- A.
  I pay the minimum payment only – slow and steady, emphasis on slow.
- B.
  I pay more than the minimum – debt’s going down, but I’m not debt-free yet.
- C.
  I frequently miss payments – if avoidance were an Olympic sport…
- D.
  I pay off the balance in full every month – that balance doesn’t stand a chance.
3.
What’s your approach to managing cash flow?
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- A.
  I have a general idea but could improve – keeping an eye on it…ish.
- B.
  I often struggle with balancing my cash flow – it’s a bit of a rollercoaster.
- C.
  I have a clear understanding of my cash flow and manage it well – no surprises here!
- D.
  I have no clear strategy – it’s survival mode over here!
4.
How do you handle unexpected expenses (car/house repair, holidays, kids’ activities)?
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- A.
  I sometimes dip into my emergency fund – a bit of juggling, but it’s covered.
- B.
  I often struggle and scramble last minute – my wallet’s always got surprises.
- C.
  I have specific savings set aside – I’m all over it!
- D.
  I use credit cards or loans – future me will deal with it.
5.
Do you have a plan to pay off debt?
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- A.
  I’m planning to create a debt repayment plan – as soon as I figure it out.
- B.
  Yes, but I’m not consistent with my payments – it’s more of a "guideline."
- C.
  Yes, I have a clear plan and am actively paying it off – watch out, debt!
- D.
  No, I don’t have a plan – I’m winging it.
6.
How would you describe your savings habits?
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- A.
  I save a portion of my income regularly – savings are sacred!
- B.
  I rarely save – saving is a concept I admire from afar.
- C.
  I save occasionally – when there’s something left over.
- D.
  I save only when I have extra money – which isn’t often.
7.
How well do you know your credit score?
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- A.
  I checked it once but don’t remember – it’s in the vague “somewhere” range.
- B.
  I check it regularly – I know my score like the back of my hand.
- C.
  I don’t know my credit score – never checked it, don’t need that kind of stress!
- D.
  I have a rough idea – I could ballpark it.

Quiz Outcomes

1.
Financial Freshman
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Welcome, Financial Freshman! You’re just getting started on your financial journey, and there’s a lot to learn. The fact that you’re here means you’re ready to grow. Let’s start with the basics and build that strong foundation!PROS: You’re ready to dive into your financial journey with an open mind.CONS: You may not have had much guidance yet, but that’s about to change!Next Steps: A sustainable money system is the name of the game. My Anti-Budget System is built to help people like you take the stress out of money and create real financial security. (No tedious budgeting involved!)
2.
Cash Flow Contender
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You’re a Cash Flow Contender! You’re on the journey and making progress, but consistency and a solid plan could make a big difference. Everyone starts somewhere – and you’re ready to level up.PROS: You’ve got a thirst for knowledge and a willingness to learn.CONS: Without a solid system, cash flow chaos may be holding you back.Next Steps: A clear plan is your best friend. Whether you want to knock down debt or stop living on the financial edge, my Anti-Budget System is designed to calm the cash flow chaos. (And it doesn’t involve restrictive budgets!)
3.
Money Management Maven
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You’re a Money Management Maven! You’ve got solid habits and are doing well, but with a few tweaks, you could take it to the next level. Keep refining – Financial Fitness Fanatic status is just around the corner.PROS: You’ve got good habits and a strong financial foundation.CONS: Lacking a sustainable system might be keeping you from reaching full financial zen.Next Steps: Financial freedom starts with a solid system. Whether it’s paying down debt or just feeling more in control, my Anti-Budget approach is here to help (minus the painful budgeting).
4.
Financial Fitness Fanatic
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You’re a Financial Fitness Fanatic! You’re on top of your game, with money moves your friends envy. You’re the go-to for advice, and you probably have a spreadsheet for every goal. Keep doing what you’re doing, but remember – a little fun won’t hurt!PROS: You know your numbers inside and out, and you take your finances seriously.CONS: Don’t let your inner fanatic take over; there’s still room to enjoy life without losing your edge.Next Steps: I created the Anti-Budget System to take the stress out of money. (Fun fact: budgeting fails 79% of people!)

How Financially Fit Are You?

Take this quick, 2-minute quiz to discover your financial fitness level! You’ll gain insights into your money habits and practical next steps to level up your financial game. Ready to uncover your strengths and create a stress-free money system? Let’s get started!

Quiz Questions

Quiz Outcomes