What Kind of Life Insurance Do You Really Need

Find out if Whole Life, Mortgage Protection, or Final Expense Insurance is the right fit for your stage of life, financial goals, and family needs — in just 60 seconds.

Quiz Questions

1.
What’s your biggest financial priority right now?
- A.
  Building long-term wealth and leaving a legacy
- B.
  Making sure my family can keep our home if I pass away
- C.
  Covering my funeral and final expenses affordably
2.
Which best describes your current life stage?
- A.
  I’m focused on long-term financial planning (age 25–55)
- B.
  I recently bought a home or have a mortgage to protect
- C.
  I’m retired or planning for retirement (age 55+)
3.
How long do you want coverage to last?
- A.
  For my entire life — permanent protection
- B.
  Until my mortgage is paid off
- C.
  Just enough to cover funeral and final costs
4.
What’s your ideal benefit from a policy?
- A.
  Cash value I can borrow from, grow tax-free, and use during my life
- B.
  A large death benefit to cover my mortgage and protect my family’s home
- C.
  A small, simple benefit to pay for my burial and debts
5.
What monthly budget are you most comfortable with?
- A.
  What monthly budget are you most comfortable with?
- B.
  I want affordable coverage that fits my home expenses
- C.
  I’m on a fixed or limited income and want low-cost protection

Quiz Outcomes

1.
You need Whole Life Insurance
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Perfect for long-term financial growth, guaranteed coverage for life, and cash value you can use along the way.
2.
You need Mortgage Protection Insurance
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Focused on protecting your family home, this coverage ensures your loved ones can stay in the house even if the unexpected happens.
3.
You need Final Expense Insurance
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Affordable and straightforward coverage designed to take care of funeral costs, debts, and final bills — without burdening your family.