Are You Ready for Retirement? Find Out in 3 Minutes!

Quiz Questions

• 1.
  How well do you understand your Medicare and health insurance options for retirement? 

  • A.
    I know exactly how it all works and know what I need to do.
  • B.
    I have a vague idea of how Medicare works.
  • C.
    I'm completely in the dark.
• 2.
  Do you know which of your investment accounts you should withdraw from first in retirement? 

  • A.
    Definitely.
  • B.
    Hmm, this isn't really something I've considered.
  • C.
    I'll be honest, I barely know what investment accounts I have.
• 3.
  Do you know how much you need to spend each month in retirement to have the lifestyle that you want? 

  • A.
    Yes, down to the penny.
  • B.
    Kinda, but I haven't mapped it out exactly.
  • C.
    Zero idea.
• 4.
  How confident are you that your savings will last you the rest of your life? 

  • A.
    Very confident.
  • B.
    Somewhat confident.
  • C.
    Not confident at all.
• 5.
  Do you know the best time to start your Social Security?

  • A.
    Yes, I've done the math and it's part of my tax plan.
  • B.
    I've done a little bit of break-even analysis but haven't nailed it down.
  • C.
    Wait, shouldn't I just start it the day I retire?
• 6.
  Describe the state of your estate plan documents. 

  • A.
    Everything is in place and up to date: will, trust (if applicable–you might not need one), beneficiary designations, power of attorney, and healthcare directive.
  • B.
    I have some documents, they probably need updating though.
  • C.
    I've been meaning to get around to this for a long time.
• 7.
  How prepared are you for a financial emergency?

  • A.
    I have a designated and well-funded emergency fund.
  • B.
    I probably have some places I could get some funds if necessary.
  • C.
    I pray every day that nothing unexpected happens.
• 8.
  How many close friends do you have that aren't your co-workers?

  • A.
    Many friends (Neighbors, church, social groups, etc.)
  • B.
    A small handful of people
  • C.
    I guess the only people I ever talk to are people at work, now that you mention it.
• 9.
  What will you do for exercise in retirement?

  • A.
    I'll be very active! (Gym, pickleball, hiking, etc.)
  • B.
    I try to at least go for a short walk every day.
  • C.
    Does walking from the couch to the kitchen table count?
• 10.
  Do you know the best methods for doing your charitable giving in retirement (and after death)?

  • A.
    Yes, I have this dialed in (or I simply don't give charitably and never will).
  • B.
    I've heard about a few strategies, but need to explore more.
  • C.
    What am I supposed to do, other than just write a check when I want to give?

Quiz Outcomes

• 1.
  You're Just Winging It 

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  If retirement were a cross-country road trip, you’re currently somewhere near Albuquerque with no GPS, a crumpled map from 1997, and a vague sense that you should probably be heading east. The good news? You’ve probably got time to course-correct. There’s no shame in not having it all figured out, most folks don’t until they sit down and make a real plan. The key is getting started today. Let’s start with a conversation. No obligations, just a chance to talk. We’ll walk through your goals and see how we can support you on the path to a more secure financial future. Let’s map out a route that actually gets you where you want to go.
• 2.
  Some Assembly Required

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  You’ve got most of the pieces to the retirement puzzle, you’re just not quite sure how they all fit together. With a bit of guidance, you can go from winging it to confident, without tossing any Allen wrenches across the room. You’re on the right path, you just need some help and to make sure what you’ve built isn’t being held together with duct tape and wishful thinking.Let’s start with a conversation. No obligations, just a chance to talk. We’ll walk through your goals and see how we can support you on the path to a more secure financial future. Let’s map out a route that actually gets you where you want to go.
• 3.
  Cruising in Third Gear

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  You’ve put some real thought into retirement, and it shows. You’ve got a decent grip on the big stuff, but there are still a few potholes that could jolt your ride if you’re not careful. Maybe you’ve been coasting a bit, figuring you’ll fine-tune the plan closer to the off-ramp. A few small tweaks now can save you a lot of stress later. You’re ahead of the curve, and with a few simple adjustments, retirement will feel less like a gamble and more like a well-planned journey.Let’s start with a conversation. No obligations, just a chance to talk. We’ll walk through your goals and see how we can support you on the path to a more secure financial future. Let’s map out a route that actually gets you where you want to go.
• 4.
  Retirement Rock Star

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  Look at you, with your retirement ducks all in a row. You've clearly done your homework (or worked with someone who has), and it’s paying off. You’ve got a plan for your spending, your giving, your taxes, your healthcare, and even your pickleball schedule. That’s the kind of preparation that doesn’t just make retirement possible, it makes it enjoyable. Just remember, life doesn’t stand still, and neither should your plan. Markets fluctuate, tax laws evolve, and your needs might too. Even the best plans need a tune-up now and then.If you want some guidance, don’t hesitate to reach out.