Freedom Buckets™️ Mini Audit

Quiz Questions

• 1.
  If you had a $1,000–$2,000 surprise expense this week, what happens?

  • A.
    I’m good!
  • B.
    I can cover it but I’d feel it
  • C.
    I’m using credit / scrambling
• 2.
  When payday hits, do you already have a plan for where your money goes?

  • A.
    Yes
  • B.
    Kinda
  • C.
    No — it disappears
  • D.
    I'm playing catch up on bills
• 3.
  Are you investing every month automatically?

  • A.
    Yes
  • B.
    Sometimes
  • C.
    No
• 4.
  How does your debt feel right now?

  • A.
    Not a factor
  • B.
    Manageable
  • C.
    Heavy
  • D.
    Stressful
• 5.
  Do you know what your retirement plan actually is?

  • A.
    Yes — I know my numbers and accounts
  • B.
    Kinda — I have accounts but no real plan
  • C.
    No — I’m just hoping it works out
• 6.
  What’s the main reason you haven’t been more consistent financially?

  • A.
    Surprises keep popping up and I don’t have a cushion
  • B.
    Debt payments (or catching up) eats my paycheck
  • C.
    I make enough, but spending isn’t structured so money slips through
  • D.
    I’m not sure what to invest in, so I hesitate or don’t start
  • E.
    I have accounts, but I don’t have a clear long-term retirement plan

Quiz Outcomes

• 1.
  🏰 MOAT BUCKET

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  Your top priority right now is protection and stability. Before anything else, you need a cash buffer that keeps surprises from turning into stress or debt.👉 Start with your high-yield savings account.
• 2.
  🛡️ DEBT DESTROYER BUCKET

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  Your top priority right now is pressure relief. Debt is actively weighing on your finances, and progress comes from tackling it with a clear, step-by-step plan.👉 Focus on an intentional debt payoff plan using either the snowball or avalanche method.
• 3.
  ✨ LIFESTYLE & JOY BUCKET

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  Your top priority right now is intentional spending. Without clear boundaries, lifestyle costs can quietly block progress — even with good income.👉 Create a defined lifestyle & joy bucket.
• 4.
  📈 PUBLIC MARKETS BUCKET

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  Your top priority right now is consistent growth. You’re ready to move beyond saving and let your money start compounding.👉 Set up automatic monthly investing.
• 5.
  🔒 RETIREMENT LOCKBOX

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  Your top priority right now is long-term clarity. Accounts alone aren’t enough — you need a defined retirement strategy.👉 Align your retirement contributions and plan.