Your Money Scorecard

Quiz Questions

• 1.
  How do you currently manage your monthly expenses?

  • A.
    I track my spending and follow a clear monthly plan
  • B.
    I loosely track my spending but don’t consistently follow a plan
  • C.
    I don’t actively track or plan my spending
• 2.
  What percentage of your income do you consistently save each month?

  • A.
    20% or more
  • B.
    10–19%
  • C.
    0% or more
• 3.
  Do you have an emergency fund?

  • A.
    Yes, 3–6+ months of expenses saved
  • B.
    Yes, but less than 3 months
  • C.
    No emergency fund
• 4.
  How would you describe your credit profile?

  • A.
    Strong credit and no late payments
  • B.
    Fair credit with minor issues
  • C.
    Poor credit or frequent late payments
• 5.
  How does your debt compare to your income?

  • A.
    Low and manageable
  • B.
    Moderate but sometimes stressful
  • C.
    High and feels overwhelming
• 6.
  How often do you check in on your money and adjust your plan?

  • A.
    Monthly or quarterly
  • B.
    Occasionally
  • C.
    Rarely or never
• 7.
  How are you currently preparing for your financial future (saving, investing, retirement)?

  • A.
    Consistently with a clear plan
  • B.
    Somewhat, but inconsistently
  • C.
    Not currently
• 8.
  When unexpected financial decisions come up, what usually happens?

  • A.
    I review my numbers and decide confidently
  • B.
    I hesitate or delay even when I know what to do
  • C.
    I react emotionally or avoid the decision
• 9.
  If you had an extra $300–$500 per month, how likely are you to intentionally use it to improve your finances?

  • A.
    I would immediately allocate it toward savings, debt, or investing
  • B.
    I would use some of it intentionally, but not consistently
  • C.
    It would likely get absorbed into everyday spending
• 10.
  Which best describes your readiness to take action on your finances?

  • A.
    I’m ready to take action now and invest in support
  • B.
    I’m interested, but need a little more clarity or time
  • C.
    I’m not ready to commit yet

Quiz Outcomes

• 1.
  Money Foundation Stage

  Your score shows that your money needs a stronger foundation.Right now, you may be managing bills, making financial decisions as they come, or trying to do better—but without a clear system, it can feel like you're constantly reacting to your money instead of directing it.The biggest opportunity for you is clarity and structure.You need to understand what's happening with your money, identify the patterns keeping you stuck, and build a financial plan you can actually follow.Your Next StepYou don't need to figure this out alone.During your Strategy Session, we'll talk about where you are financially, what you want to change, and what's currently getting in the way. From there, I'll help you identify the right path forward.Your score is where you are today. It does not have to be where you stay.
• 2.
  Money Alignment Stage

  You're doing some things right—but your money isn't moving toward your goals as efficiently as it could.You likely have income. You pay your bills. You may even save, budget, or invest.But there's still a gap between what you're doing with your money and what you want your money to accomplish.That's why progress may feel slower than it should.Your biggest opportunity isn't necessarily making more money. It's identifying the gaps, hidden patterns, and competing priorities that are keeping the money you already earn from creating more progress.Your Next StepYou indicated that you're ready to take action and invest in support. So I'm inviting you to take the next step.During your Strategy Session, we'll look at where you are, where you're trying to go, and what's slowing your progress. If I believe I can help you, I'll walk you through what working with me could look like.You see the gap. Now it's time to direct your money differently.
• 3.
  Money Growth Stage

  You've built a strong financial foundation—but strong financial habits don't automatically create your next level of wealth.At this stage, the question shifts from "Am I managing my money well?" to "Is my money strategically positioned to fund the life, goals, and future I'm building?"You may be saving, investing, and making responsible financial decisions. But there may still be opportunities to redirect more money, accelerate key goals, and create a stronger long-term financial strategy.Your biggest opportunity is optimization and direction.Your Next StepDuring your Strategy Session, we'll talk about your financial goals, review what's currently slowing or limiting your progress, and determine whether there's an opportunity to accelerate where you're going.If I believe I can help you, I'll walk you through what working with me could look like.You've learned how to manage your money. Now let's determine if your money is positioned to do more.