Your Financial Health Scorecard

Quiz Questions

• 1.
  How do you currently manage your monthly expenses?

  • A.
    I track my spending and follow a clear monthly plan
  • B.
    I loosely track my spending but don’t consistently follow a plan
  • C.
    I don’t actively track or plan my spending
• 2.
  What percentage of your income do you consistently save each month?

  • A.
    20% or more
  • B.
    10–19%
  • C.
    0% or more
• 3.
  Do you have an emergency fund?

  • A.
    Yes, 3–6+ months of expenses saved
  • B.
    Yes, but less than 3 months
  • C.
    No emergency fund
• 4.
  How would you describe your credit profile?

  • A.
    Strong credit and no late payments
  • B.
    Fair credit with minor issues
  • C.
    Poor credit or frequent late payments
• 5.
  How does your debt compare to your income?

  • A.
    Low and manageable
  • B.
    Moderate but sometimes stressful
  • C.
    High and feels overwhelming
• 6.
  How often do you check in on your money and adjust your plan?

  • A.
    Monthly or quarterly
  • B.
    Occasionally
  • C.
    Rarely or never
• 7.
  How are you currently preparing for your financial future (saving, investing, retirement)?

  • A.
    Consistently with a clear plan
  • B.
    Somewhat, but inconsistently
  • C.
    Not currently
• 8.
  When unexpected financial decisions come up, what usually happens?

  • A.
    I review my numbers and decide confidently
  • B.
    I hesitate or delay even when I know what to do
  • C.
    I react emotionally or avoid the decision
• 9.
  If you had an extra $300–$500 per month, how likely are you to intentionally use it to improve your finances?

  • A.
    I would immediately allocate it toward savings, debt, or investing
  • B.
    I would use some of it intentionally, but not consistently
  • C.
    It would likely get absorbed into everyday spending
• 10.
  Which best describes your readiness to take action on your finances?

  • A.
    I’m ready to take action now and invest in support
  • B.
    I’m interested, but need a little more clarity or time
  • C.
    I’m not ready to commit yet

Quiz Outcomes

• 1.
  Money Foundation Stage

  Your score shows gaps in consistency, clarity, and financial structure.What this means:You’re likely reacting to money instead of directing it. The focus now is building a strong foundation and gaining control.If you feel overwhelmed or unsure where to start, start with The Recovery Audit
• 2.
  Money Alignment Stage

  You’re doing some things right, but your money isn’t fully aligned with your goals.What this means:You have awareness, but execution gaps are slowing your progress.Best Next Step:👉 90-Day Money Alignment Sprint
• 3.
  Money Growth Stage

  Your foundation is strong — now it’s time to refine and scale.What this means:You’re ready for strategy, optimization, and higher-level financial decisions.Best Next Step:👉 Money Transformation Experience (MTE)