Life is too short to deny yourself pleasures small and large. You're often careless with your money in the pursuit of happiness, and you know full well you'll have to pay for it
eventually. Just remember, if you're not careful, you could end up drowning in debt, missing out on the fun, and regretting some of those reckless purchases.
You are a Master of your Money!!!
You know how much money you need to pay your bills on time, you have a plan for both your short and long term goals. You also have money set aside each week for fun and incidentals. You wouldn't call yourself either a Saver or a Spender.
You always way up your options, have a plan for unexpected expenses that might arise and make well informed financial decisions.
Congratulations! Keep up the good work.
The Saver: You've got your mind on your money (and your money on your mind). You've got a frugal mindset and your financial instincts are sharp: You know where every dollar goes and why, and you're making steady progress toward your long-term goals, even if it means sacrifices along the way.
For some savers, keeping an eye on every dollar can be all consuming. While saving and knowing what you want is great, it is always best to achieve a balance and enjoy some of life's pleasures along the way.
You don't pay much attention to your finances and so long as no debt collectors come knocking on your door you're happy to stay that way. Ignorance may be bliss, but chances are it will all catch up with you eventually. One day you will end up wishing you had paid attention, avoided debt, saved and planned so you could buy a house or retire comfortably one day.