What’s your money saving superpower?
Saving money can sometimes seem impossible, but you probably already have a couple tricks up your sleeve to help you reach your retirement goals. Take our quick and easy quiz to uncover your money saving superpower.
Quiz Questions
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1.What’s your current money saving strategy?
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A.I have an array of mutual funds and a complete investment portfolio. I want my money making me more money.(Correlates to: Your superpower is… Investments!)
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B.I like to live a simple lifestyle so I don’t use all my money every month. Whatever I have left over I put in my savings account.(Correlates to: Your super power is… JOMO!)
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C.I’m so good at saving when I have a goal in mind. And I still have a fondness for piggy banks, leftover from childhood, I guess.(Correlates to: Your superpower is… Delayed Gratification!)
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D.When I need money, I just take on extra shifts and work until I earn what I need.(Correlates to: Your superpower is… All-Star Work Ethic)
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2.Your friend has invited you to their birthday, but you know that it’s going to be expensive. What do you say?
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A.Sorry, but no. You’ve already done up your budget for the month and her big ticket party definitely isn’t on it.(Correlates to: Your super power is… JOMO!)
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B.You go, but you only partake in the bare minimum and make sure you pay your part of the bill before you leave early. You know you can’t afford it when the champagne starts to flow late at night.(Correlates to: Your superpower is… Delayed Gratification!)
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C.You splurge! After all, your investments have had a really good quarter and you’re in a fine position to be generous.(Correlates to: Your superpower is… Investments!)
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D.You’d love to, but you can’t. You’re pulling a double shift to pay for the new roof on the house.(Correlates to: Your superpower is… All-Star Work Ethic)
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3.Which movie best represents your relationship to money? *picture question
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A.The Pursuit of Happyness. You know what it takes to make the big money – Hard work!(Correlates to: Your superpower is… All-Star Work Ethic)
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B.Wolf of Wall Street. You live to play the exhilarating game of stocks and investments. Only without the recreational drug use and copious ladies.(Correlates to: Your superpower is… Investments!)
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C.Charlie and the Chocolate Factory. Charlie saves all his money to buy a chocolate bar and his chance at a Golden Ticket! Other lessons come in the end, but his dedication to his dream is what started it all!(Correlates to: Your super power is… JOMO!)
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D.A Christmas Story. Scrooge loved to save money so much that he missed out on the joys of life. Luckily he learns the balance between saving money and a life well lived.(Correlates to: Your superpower is… Delayed Gratification!)
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4.What’s your idea of a great night out?
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A.A night that I’ve earned after saving for it for a while. The celebration is just that much sweeter after being anticipated for so long, you know?(Correlates to: Your superpower is… Delayed Gratification!)
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B.Don’t have time for a night out! Too busy working to pay for the things that are more important!(Correlates to: Your superpower is… All-Star Work Ethic)
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C.One where I splurge and enjoy some of the finer things that life can bring, but I like to be in bed at a reasonable hour. The stock market opens early on the other side of the world.(Correlates to: Your superpower is… Investments!)
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D.A quiet night in with home cooking, or a small gathering with friends where we have a potluck or something inexpensive.(Correlates to: Your super power is… JOMO!)
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5.Have you ever met with a financial advisor?
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A.Oh, I’ve thought about it, but I feel like that’s for people with “extra money”(Correlates to: )
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B.I already have a financial advisor(Correlates to: )
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C.Gosh yes! I need all the advice I can get!(Correlates to: )
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D.Not really. I hate talking to people about money. *cringe*(Correlates to: )
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6.What does retirement look like to you?
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A.Living the dream! Enjoying the ease of high yield investments and residual interest. Golf, anyone?(Correlates to: Your superpower is… Investments!)
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B.Quiet and simple, without a whole lot of fancy expenses and frills.(Correlates to: Your super power is… JOMO!)
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C.Travelling the world after working hard to finally enjoy all the free time.(Correlates to: Your superpower is… All-Star Work Ethic)
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D.The satisfying reward of comfortable golden years after a lifetime of saving and preparing.(Correlates to: Your superpower is… Delayed Gratification!)
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7.How prepared are you for a rainy day?
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A.I pray for sunshine.(Correlates to: )
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B.I have a rainy day contingency fund.(Correlates to: )
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C.Rain or shine, I can always work hard and make it work.(Correlates to: )
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D.Can I borrow an umbrella?(Correlates to: )
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8.What did you do with your birthday money when you were a little kid?
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A.Every penny went into my piggy bank. Every. Single. Penny. Until I could finally afford that skateboard I had my eye on.(Correlates to: Your superpower is… Delayed Gratification!)
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B.I found a way to make it earn me more money, of course. There was great money in buying packs of baseball cards and then selling them individually.(Correlates to: Your superpower is… Investments!)
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C.I treated myself to something small and squirreled the rest of it away so I’d have something later.(Correlates to: Your super power is… JOMO!)
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D.I spent it on a better bike so I could expand my paper route and make more money.(Correlates to: Your superpower is… All-Star Work Ethic)
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9.Which quote about money resonates with you the MOST?
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A.“Every time you borrow money, you’re robbing your future self.” – Nathan W. Morris(Correlates to: Your superpower is… Delayed Gratification!)
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B.“I don’t need a lot of money. Simplicity is the answer for me.” – Linda McCartney(Correlates to: Your super power is… JOMO!)
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C.“I never dreamed of success, I worked hard for it.” – Estee Lauder(Correlates to: Your superpower is… All-Star Work Ethic)
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D.“If you don’t find a way to make money while you sleep, you will work until you die.” – Warren Buffet(Correlates to: Your superpower is… Investments!)
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Quiz Outcomes
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1.Your superpower is… Investments!You’ve already discovered the thrilling rollercoaster ride that is investment savings, and joyfully play the day trader scene with tips from your favorite financial bloggers and investment strategists.You love to keep tabs on your investment apps and see those numbers increase, one trade at a time!It isn’t hard to put aside money for your investments when you see the rewards in dollars and cents, with the occasional risky trade to keep the thrill alive.Following #gamestop was the edge-of-your-seat Splash Mountain ride of your pandemic experience and you didn’t even buy any shares!But you know there are other ways that you can add to your savings without affecting your mutual funds.Most investments require a long term commitment to see any real growth, and you don’t want to take your money out too early when you really need some cash flow to help with an emergency situation or a much needed vacation.Having a well rounded portfolio is great and all, but if you’re counting on it for your retirement, how are you going to enjoy life until you reach your golden golfing years?“Compound interest is the 8th wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” – Albert Einstein💲Find Money In Unexpected Places💲6 Easy Savings Hacks to Make the Most of your Money1. Use apps to organize your budget and savings.You can automate just about everything; and you should. You can simply set up an automatic transfer from your checking to your savings each month… Or try BudgeIt, our budgeting app designed to help you track your spending and keep on top of your expenses.2. Make a meal planEverybody’s gotta eat, and meal planning is more than just using cute containers to make your salads look like pretty rainbows in the fridge. Meal planning can eliminate food waste and keep you from splurging on convenient meals out. Even better if you plan your ingredients around sales and coupons!3. Challenge everythingChallenge every single expense you have. Who really needs a landline these days? And do you need Netflix, Prime, Crave, Hulu and Spotify? Odds are you can cut something out. Perhaps you’ve been paying for a service so long that it’s second nature? It’s time for a challenge and here’s how to do it:1. Write down every single expense you have2. Look for expenses you can fully cut out3. Find ways to save money on the remaining expenses4. Start an emergency fundWhen a crisis hits you don’t want to turn to a credit card and pile on the debt. Debt can turn a crisis into a catastrophe. Even as little as $50/month into a contingency fund will keep you from racking up high interest debt in low cash-flow times.5. Give up the expensive habitsSunday Brunch and Mimosas costing you big bucks? Love a bit of fun on the weekend, but the bar tab is getting ridiculous? Cut it out! Or at least cut back. Skip Bougie Brunch or make it an every other weekend treat and you’ll find quite a bit of money left in your pocket.6. Get paid to spendMaximize your credit card rewards by using the right card for your purchase. Almost every card offers a points or cash-back reward system, so check your perks and charge at the til – just be sure to pay off your balance before the interest can start piling up!Click here to download our list of the Top Credit Card Perks and their most underutilized rewards programs.Be a Saving Superhero!Hey there, savings enthusiast! I'm Joe Bennet, investment strategist, savings saviour, and all around money guru. My specialty is teaching people how to be smart with their money and save for their future.I'm an expert at helping the financially overwhelmed learn how to manage their money, plan for their future, and make the best money decisions they can today.I've been featured on podcasts like “Self-Made Millionaire,” “Investment Files,” and “FIRE - Financially Independent, Retire Early.”💰Invest in You💰Check out these resources to fire up your finances!1. Follow me on Instagram. I share money hacks and investment strategies, and help you keep your eye on your savings with daily empowerment messages.2. Listen to my Podcast “Savings Saviour.” I share my straight-forward ways to overcome your money mindset hangups, and change your relationship with your bank account. I also spill my favorite money apps and budgeting hacks. Plus, you'll get the scoop on stocks and investments I’m keeping my eye on!3. Want guidance on achieving all your savings goals? Book a call with me. Together, we’ll go over your finances and expenses and make plans for your future by making changes to your habits today.💸Fund Financial Freedom💸Now that you've got some insight into how you should get your art out into the world, check your inbox for your quiz results. You'll also get my printable guide to managing your budget and realizing your money goals.Over the next week, I'll be sharing more tips for you to organize your investments, create your savings plan, and take your finances in hand. I want you to be confident and comfortable with managing your money and future.“Don’t tell me what your priorities are. Show me where you spend your money and I’ll tell you what they are.”—James W. Frick
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2.Your super power is… JOMO!We’ve all heard of FOMO, the Fear Of Missing Out. When it comes to your finances, FOMO can be expensive, but you don’t need to be told that. You have a serious, and thrifty, case of JOMO, the Joy of Missing Out.(And the love of staying in.)Invited to a distant cousin’s wedding in a far off locale that promises to be a very spendy weekend of family drama? That’s cool, you’re perfectly fine saying that it doesn’t fit in your budget.Have a dear friend who loves to celebrate their birthday in style? And demands everyone contributes an equal share? It’s cool, you don’t have to foot the bill for an elaborate evening that matches your monthly grocery bill. You’d rather celebrate your friend over a quiet home-cooked meal anyways.Impromptu friend gatherings at a loud bar where you spend too much on tiny tapas and craft beer and wake up feeling spent the next day? Nah, that’s not for you. You’d rather have a cook-out in the backyard where a growler of local ale can go a lot further than a bar tab.Not one to make big financial moves, your saving superpower is the stealthy type – saving by choosing a frugal lifestyle and minimal needs over big earning and lavish luxury.Not to say that you don’t know how to have some fun! There’s a Play Money section in your monthly budget, and you get plenty of joy and satisfaction when you comfortably splurge within the limits of your allowance.But saying ‘No’ isn’t the only way to save money and plan for the future.And money isn’t the only way to find value in life. Studies have shown that a life rich in experiences brings a greater wealth of happiness than just money can alone.So while JOMO and ‘no’ can help your savings account, be careful to keep balance in your life and invest a ‘yes’ in the things and experiences that will bring you the highest interest in fulfillment and joy.“The goal isn’t more money. The goal is living life on your own terms.” – Chris Brogan💲Find Money In Unexpected Places💲6 Easy Savings Hacks to Make the Most of your Money1. Use apps to organize your budget and savings.You can automate just about everything; and you should. You can simply set up an automatic transfer from your checking to your savings each month… Or try BudgeIt, our budgeting app designed to help you track your spending and keep on top of your expenses.2. Make a meal planEverybody’s gotta eat, and meal planning is more than just using cute containers to make your salads look like pretty rainbows in the fridge. Meal planning can eliminate food waste and keep you from splurging on convenient meals out. Even better if you plan your ingredients around sales and coupons!3. Challenge everythingChallenge every single expense you have. Who really needs a landline these days? And do you need Netflix, Prime, Crave, Hulu and Spotify? Odds are you can cut something out. Perhaps you’ve been paying for a service so long that it’s second nature? It’s time for a challenge and here’s how to do it:1. Write down every single expense you have2. Look for expenses you can fully cut out3. Find ways to save money on the remaining expenses4. Start an emergency fundWhen a crisis hits you don’t want to turn to a credit card and pile on the debt. Debt can turn a crisis into a catastrophe. Even as little as $50/month into a contingency fund will keep you from racking up high interest debt in low cash-flow times.5. Give up the expensive habitsSunday Brunch and Mimosas costing you big bucks? Love a bit of fun on the weekend, but the bar tab is getting ridiculous? Cut it out! Or at least cut back. Skip Bougie Brunch or make it an every other weekend treat and you’ll find quite a bit of money left in your pocket.6. Get paid to spendMaximize your credit card rewards by using the right card for your purchase. Almost every card offers a points or cash-back reward system, so check your perks and charge at the til – just be sure to pay off your balance before the interest can start piling up!Click here to download our list of the Top Credit Card Perks and their most underutilized rewards programs.Be a Saving Superhero!Hey there, savings enthusiast! I'm Joe Bennet, investment strategist, savings saviour, and all around money guru. My specialty is teaching people how to be smart with their money and save for their future.I'm an expert at helping the financially overwhelmed learn how to manage their money, plan for their future, and make the best money decisions they can today.I've been featured on podcasts like “Self-Made Millionaire,” “Investment Files,” and “FIRE - Financially Independent, Retire Early.”💰Invest in You💰Check out these resources to fire up your finances!1. Follow me on Instagram. I share money hacks and investment strategies, and help you keep your eye on your savings with daily empowerment messages.2. Listen to my Podcast “Savings Saviour.” I share my straight-forward ways to overcome your money mindset hangups, and change your relationship with your bank account. I also spill my favorite money apps and budgeting hacks. Plus, you'll get the scoop on stocks and investments I’m keeping my eye on!3. Want guidance on achieving all your savings goals? Book a call with me. Together, we’ll go over your finances and expenses and make plans for your future by making changes to your habits today.💸Fund Financial Freedom💸Now that you've got some insight into how you should get your art out into the world, check your inbox for your quiz results. You'll also get my printable guide to managing your budget and realizing your money goals.Over the next week, I'll be sharing more tips for you to organize your investments, create your savings plan, and take your finances in hand. I want you to be confident and comfortable with managing your money and future.“Don’t tell me what your priorities are. Show me where you spend your money and I’ll tell you what they are.”—James W. Frick
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3.Your superpower is… Delayed Gratification!Piggy banks were totally your jam as a kid. There was nothing you loved more than saving your paper route money and allowance for a big ticket item that you had your eye on. The feeling of pride you got when you finally popped the plug on your porcine pottery and purchased your prize… there isn’t a bank account big enough to hold that kind of satisfaction.Not one to rack up credit card debt to get the things you want, instead you like to control your spending impulses and focus them towards the things that really matter to you.Your first car was paid for, in full, with cash.Your first vacation was paid off before your plane ever left the ground.And nothing gets bought until you’ve made sure you’ve taken care of your monthly bills and expenses.Your iron control and love of an attainable goal make you the kind of saver who doesn’t struggle with unnecessary wants and emotional splurges. Every purchase is considered, and weighed against the big picture. If it doesn’t align with your future vision, it doesn’t make it to the checkout.But sometimes, it’s important to remember that simple joys in the moment can help you get to the big payoff a little easier.So even though you love to put your pocket change in your piggy bank, don’t be afraid to let yourself splurge every now and then and put those pennies towards a treat like a decadent latte or fave new outfit.Denying yourself all the things all the time is a surefire way to turn a happy goal into a bitter chore.“Never spend your money before you have earned it.”– Thomas Jefferson💲Find Money In Unexpected Places💲6 Easy Savings Hacks to Make the Most of your Money1. Use apps to organize your budget and savings.You can automate just about everything; and you should. You can simply set up an automatic transfer from your checking to your savings each month… Or try BudgeIt, our budgeting app designed to help you track your spending and keep on top of your expenses.2. Make a meal planEverybody’s gotta eat, and meal planning is more than just using cute containers to make your salads look like pretty rainbows in the fridge. Meal planning can eliminate food waste and keep you from splurging on convenient meals out. Even better if you plan your ingredients around sales and coupons!3. Challenge everythingChallenge every single expense you have. Who really needs a landline these days? And do you need Netflix, Prime, Crave, Hulu and Spotify? Odds are you can cut something out. Perhaps you’ve been paying for a service so long that it’s second nature? It’s time for a challenge and here’s how to do it:1. Write down every single expense you have2. Look for expenses you can fully cut out3. Find ways to save money on the remaining expenses4. Start an emergency fundWhen a crisis hits you don’t want to turn to a credit card and pile on the debt. Debt can turn a crisis into a catastrophe. Even as little as $50/month into a contingency fund will keep you from racking up high interest debt in low cash-flow times.5. Give up the expensive habitsSunday Brunch and Mimosas costing you big bucks? Love a bit of fun on the weekend, but the bar tab is getting ridiculous? Cut it out! Or at least cut back. Skip Bougie Brunch or make it an every other weekend treat and you’ll find quite a bit of money left in your pocket.6. Get paid to spendMaximize your credit card rewards by using the right card for your purchase. Almost every card offers a points or cash-back reward system, so check your perks and charge at the til – just be sure to pay off your balance before the interest can start piling up!Click here to download our list of the Top Credit Card Perks and their most underutilized rewards programs.Be a Saving Superhero!Hey there, savings enthusiast! I'm Joe Bennet, investment strategist, savings saviour, and all around money guru. My specialty is teaching people how to be smart with their money and save for their future.I'm an expert at helping the financially overwhelmed learn how to manage their money, plan for their future, and make the best money decisions they can today.I've been featured on podcasts like “Self-Made Millionaire,” “Investment Files,” and “FIRE - Financially Independent, Retire Early.”💰Invest in You💰Check out these resources to fire up your finances!1. Follow me on Instagram. I share money hacks and investment strategies, and help you keep your eye on your savings with daily empowerment messages.2. Listen to my Podcast “Savings Saviour.” I share my straight-forward ways to overcome your money mindset hangups, and change your relationship with your bank account. I also spill my favorite money apps and budgeting hacks. Plus, you'll get the scoop on stocks and investments I’m keeping my eye on!3. Want guidance on achieving all your savings goals? Book a call with me. Together, we’ll go over your finances and expenses and make plans for your future by making changes to your habits today.💸Fund Financial Freedom💸Now that you've got some insight into how you should get your art out into the world, check your inbox for your quiz results. You'll also get my printable guide to managing your budget and realizing your money goals.Over the next week, I'll be sharing more tips for you to organize your investments, create your savings plan, and take your finances in hand. I want you to be confident and comfortable with managing your money and future.“Don’t tell me what your priorities are. Show me where you spend your money and I’ll tell you what they are.”—James W. Frick
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4.Your superpower is… All-Star Work EthicWhen the going gets tough, you take on another shift. When it comes to your financial goals, you aren’t afraid to put in the extra hours to achieve your dreams.You’re more than willing to work like others won’t so that you can live like most can’t. The grind is your hustle and you’ve got your eye on the prize, which is FIRE! (Financial Independence, Retire Early)In fact, when you’ve got a goal in mind, whether it be saving for a house, buying a new car, or taking an extended vacation, it isn’t unheard of for you to get a second or even third job in order to get what you want.And when it comes to the things in life you value, like family, there isn’t a thing you wouldn’t do to provide the best for them.But all work and no play make Jack a dull boy.There are other ways to save money that won’t work your fingers to the bone.And as much as money can bring you wonderful things in life, you have to have time to enjoy them for them to be worthwhile.By investing your money you can get it to earn for you while you sleep, and that’s way better than pulling a night shift for overtime, isn’t it?"The money you make is a symbol of the value you create."– Idowu Koychikan💲Find Money In Unexpected Places💲6 Easy Savings Hacks to Make the Most of your Money1. Use apps to organize your budget and savings.You can automate just about everything; and you should. You can simply set up an automatic transfer from your checking to your savings each month… Or try BudgeIt, our budgeting app designed to help you track your spending and keep on top of your expenses.2. Make a meal planEverybody’s gotta eat, and meal planning is more than just using cute containers to make your salads look like pretty rainbows in the fridge. Meal planning can eliminate food waste and keep you from splurging on convenient meals out. Even better if you plan your ingredients around sales and coupons!3. Challenge everythingChallenge every single expense you have. Who really needs a landline these days? And do you need Netflix, Prime, Crave, Hulu and Spotify? Odds are you can cut something out. Perhaps you’ve been paying for a service so long that it’s second nature? It’s time for a challenge and here’s how to do it:1. Write down every single expense you have2. Look for expenses you can fully cut out3. Find ways to save money on the remaining expenses4. Start an emergency fundWhen a crisis hits you don’t want to turn to a credit card and pile on the debt. Debt can turn a crisis into a catastrophe. Even as little as $50/month into a contingency fund will keep you from racking up high interest debt in low cash-flow times.5. Give up the expensive habitsSunday Brunch and Mimosas costing you big bucks? Love a bit of fun on the weekend, but the bar tab is getting ridiculous? Cut it out! Or at least cut back. Skip Bougie Brunch or make it an every other weekend treat and you’ll find quite a bit of money left in your pocket.6. Get paid to spendMaximize your credit card rewards by using the right card for your purchase. Almost every card offers a points or cash-back reward system, so check your perks and charge at the til – just be sure to pay off your balance before the interest can start piling up!Click here to download our list of the Top Credit Card Perks and their most underutilized rewards programs.Be a Saving Superhero!Hey there, savings enthusiast! I'm Joe Bennet, investment strategist, savings saviour, and all around money guru. My specialty is teaching people how to be smart with their money and save for their future.I'm an expert at helping the financially overwhelmed learn how to manage their money, plan for their future, and make the best money decisions they can today.I've been featured on podcasts like “Self-Made Millionaire,” “Investment Files,” and “FIRE - Financially Independent, Retire Early.”💰Invest in You💰Check out these resources to fire up your finances!1. Follow me on Instagram. I share money hacks and investment strategies, and help you keep your eye on your savings with daily empowerment messages.2. Listen to my Podcast “Savings Saviour.” I share my straight-forward ways to overcome your money mindset hangups, and change your relationship with your bank account. I also spill my favorite money apps and budgeting hacks. Plus, you'll get the scoop on stocks and investments I’m keeping my eye on!3. Want guidance on achieving all your savings goals? Book a call with me. Together, we’ll go over your finances and expenses and make plans for your future by making changes to your habits today.💸Fund Financial Freedom💸Now that you've got some insight into how you should get your art out into the world, check your inbox for your quiz results. You'll also get my printable guide to managing your budget and realizing your money goals.Over the next week, I'll be sharing more tips for you to organize your investments, create your savings plan, and take your finances in hand. I want you to be confident and comfortable with managing your money and future.“Don’t tell me what your priorities are. Show me where you spend your money and I’ll tell you what they are.”—James W. Frick
