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Are you Financially Healthy? - https://www.tryinteract.com/quiz/are-you-financially-healthy/
This is not clearly not good. But don't worry. The first step towards achieving financial health is knowing where you are. Financial health is about meeting your expenses, planning for the future and taking charge of your financial goals. You need to adjust your spend, save, borrow and plan habits in order to improve your performance. Start by creating a budget and definitely seek assistance from someone with financial knowledge.
This means we can do with some improvement. The key considerations in improving your financial health are;
1. Spend less than income2. Pay bills on time and in full3. Have sufficient living expenses in liquid savings4. Have sufficient long term savings or assets5. A sustainable debt load6. Ease of accessing additional credit7. Use of appropriate financial instruments including insurance
8. Plan ahead for expenses
Well done! You are on the right track to achieving financial health. Look at your spend, save, borrow and plan habits to see how you can improve. List your financial goals and articulate clear actions that will enable you achieve them.
Congratulations!!!! You are perfectly healthy. Your spend, save, borrow and plan habits ensure that you make your ends meet and can absorb financial shocks without pressure. You also take your planning seriously and follow up on your goals to ensure they are achieved. Keep it up!
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