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- Should I Buy An Extended Warranty?
Should I Buy An Extended Warranty?
Answer these questions to learn if an extended car warranty could be worth it for you.
How many miles does your car have?
Less than 50,000
Between 50,000 and 100,000
Between 150,000 and 200,000
Over 200,000
1 / 4
Is your car still under the manufacturer's warranty?
Yes
No
2 / 4
What is your car's service and repair history?
Lots of repairs
Just basic maintenance
3 / 4
Do you have savings?
No
Some, but not a lot
Yes
4 / 4
Maybe
You want access to the savings in the event of a serious malfunction, your car is pretty unreliable, or you want access to the included benefits like roadside assistance.
Alternatively, you could discipline yourself to put the money you would spend on a car warranty into a savings account. If you're just interested in roadside assistance, you might find a better deal from companies that specialize in that.
No
You're comfortable relying on your car or you actively save for unexpected expenses. You'll still want to make sure that you have good auto insurance.
Extended Warranty Not Available
Most car warranty companies stop covering cars after 200,000 miles. Your car has too many miles on it to qualify for an extended service contract. Maybe it's time for a new car?
Maybe in the Future
Your car is still covered under the original warranty. When the warranty expires, you can reconsider whether or not you want to purchase extended coverage.