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Are You Money Smart? - https://www.tryinteract.com/quiz/are-you-money-smart/
Check the box for whatever the recommended amount is and send it off to HR to be done with it.
(Correlates to: The Hustler)
B.
Examine your returns and the expense ratios of the funds you’re invested in before tinkering with your asset mix and increasing your contributions to the maximum allowed.
(Correlates to: The Banker)
C.
Decide 6% is really too much to give up each pay cycle and bump your contribution back down to 3%.
(Correlates to: The Splurger)
D.
Ugh, boooorrrring. Recycle.
(Correlates to: The What Now? )
5.
You’ve decided to stick to your resolutions this year and get into better shape. You...
Search for deals on Groupon or Living Social and steer the group to a cheaper restaurant with a great discount available.
(Correlates to: The Hustler)
B.
Ask a friend if they can pick up your tab — you’ll get them back next time!
(Correlates to: The Splurger)
C.
What do you mean ‘budget’? If everyone’s going out, I want to be there - I’ll just fill up on bread and order something cheap if I’m short on funds this week.
(Correlates to: The What Now? )
D.
Decline, and offer to host a potluck or dinner party next time instead.
(Correlates to: The Banker)
8.
You find the perfect apartment, but the rent is way out of your price range. Do you:
Tell him he’ll have to wait until his birthday or put it on his Christmas list -- let Santa deal with it!
(Correlates to: The What Now? )
B.
Help him count what's in his piggybank and encourage him to save up the rest to buy it for himself.
(Correlates to: The Banker)
C.
Just put it on the credit card. He’ll love it so much, and he’s only this age once -- it’s worth splurging for even if it’s more than you can afford right now.
(Correlates to: The Splurger)
D.
Tell him it’s too expensive, but take a few extra shifts at work so you can buy it and surprise him.
Life is too short to deny yourself pleasures small and large. You're often careless with your money in the pursuit of happiness, and you know full well you'll have to pay for it
eventually. Just remember, if you're not careful, you could end up drowning in debt, missing out on the fun, and regretting some of those reckless purchases.
You wouldn't call yourself
frugal, per se. You're not afraid to take risks and some debt in order to get what you want-- but you'll figure out a way to pay it off before it drags you too far down. As long as you can stay ahead of the game and keep your side hustle strong, you'll be ok -- but consider saving more in case you get slowed down unexpectedly.
The Banker: You've got your mind on your money (and your money on your mind). Your
frugal mindset and financial instincts are sharp: You know where every dollar goes and why, and you're making steady progress toward your long-term goals, even if it means some frugal sacrifices here and there. Keep it up!
You don't pay much attention to your finances as long as your checks aren't bouncing. Ignorance may be bliss, but chances are you're not saving enough -- and that may not bother you now, but when you don't have enough savings for a house or to retire comfortably, you're going to wish you watched your spending a bit more carefully.
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