The 15 Minutes Money Audit
Rewrite Your Money Story in 15 Minutes
Quiz Questions
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1.When you think about your money, what feeling comes over you?
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A.I feel great... I have more than enough to live and I don't worry about money in the future(Correlates to: Master of Your Money)
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B.I feel a little uneasy... even though my day to day expenses are taken care of I worry about the future(Correlates to: The Waiting Worrier)
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C.I am anxious... Every month I feel a little further behind or like I am not saving enough for the future(Correlates to: The Silent Stresser)
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D.Blind terror... there is never enough money to live and I have no savings or plan for the future(Correlates to: The What Now? )
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2.When you think back to your childhood, the attitude about money was...
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A.We choose where we spend our money and we have more than enough(Correlates to: Master of Your Money)
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B.We live well day to day and there isn't a lot extra for luxuries(Correlates to: The Waiting Worrier)
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C.We're getting by and as long as we won't have an emergency we're fine(Correlates to: The Silent Stresser)
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D.We don't have enough to live and we will always struggle(Correlates to: The What Now? )
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3.As a kid, your friends got a new toy that you want too, you ask your parents for money to buy one...
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A.They agree to purchase the item(Correlates to: Master of Your Money)
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B.They work out a deal to pay for a portion of the item and help you earn the money for your share(Correlates to: The Waiting Worrier)
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C.They tell you to add it to your Christmas or Birthday list(Correlates to: The Silent Stresser)
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D.You don't ask, the answer is always no anyway, and you don't want to get yelled at(Correlates to: The What Now? )
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4.How would you describe your daily spending habits?
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A.I plan my spending in advance and rarely dip into my savings for needs and wants(Correlates to: Master of Your Money)
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B.I spend as I need to and use credit or savings to cover my needs and wants when necessary(Correlates to: The Waiting Worrier)
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C.I spend what I need to and will deal with the bills when they come in, that's what credit is for?(Correlates to: The Silent Stresser)
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D.I never know what I am spending and am always surprised by the bills but there is never enough money to go around anyway(Correlates to: The What Now? )
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5.You open your mailbox to a pile of bills. You look at the bills and think...
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A.That bills are a part of life, it's just another day, no biggie(Correlates to: Master of Your Money)
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B.Are grateful that you have the money to pay all of the bills in your mailbox(Correlates to: The Waiting Worrier)
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C.Sigh and wonder if you will have enough money to pay all of the bills(Correlates to: The Silent Stresser)
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D.Know that you don't have enough money to pay all of the bills in the pile and wonder what you can live without this month(Correlates to: The What Now? )
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6.Congratulations-- you got a bonus at work! What do you do with the money?
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A.Spend some on a vacation, save some for retirement and pay off some debt... life is about balance(Correlates to: The Silent Stresser)
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B.Straight to the retirement account, I'll feel safer knowing I'll have more money when I retire(Correlates to: The Waiting Worrier)
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C.Splurge on a night out or sensible new outfit to celebrate, and put the rest in savings or toward debt repayment(Correlates to: )
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D.Pay off some bills... whew, I can get caught up!(Correlates to: Master of Your Money)
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7.You and your spouse are looking at the budget tonight, you know that...
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A.You know that you will have an open and frank conversation and come out with a plan that you will both be happy with(Correlates to: Master of Your Money)
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B.You know that you will have a tense conversation and you'll both compromise to get to a good plan(Correlates to: The Waiting Worrier)
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C.It's going to be a fight and one of you might end up sleeping on the couch tonight(Correlates to: The Silent Stresser)
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D.What conversation? All we do is fight about money, there's no point, we'll keep getting by as we have been(Correlates to: The What Now? )
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E.I don't have a spouse(Correlates to: Master of Your Money, The Waiting Worrier, The Silent Stresser, The What Now? )
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8.At the start of the month, you feel like...
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A.You don't worry about paying the bills or saving for the future, you've got everything under control!(Correlates to: Master of Your Money)
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B.It's going to be tight, but you know you can squeak by for another month(Correlates to: The Waiting Worrier)
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C.As long as nothing unexpected pops up you should be OK... fingers crossed.(Correlates to: The Silent Stresser)
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D.You are in the hole before the month starts, just like last month(Correlates to: The What Now? )
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9.At the end of the month, you find that...
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A.All the bills are paid and there is a lot left over to pay off debt, put into savings, retirement or extras(Correlates to: Master of Your Money)
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B.All the bills are paid and there is a little left over to help pay off debt or add to your savings(Correlates to: The Waiting Worrier)
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C.There was enough money to just pay the bills, nothing extra(Correlates to: The Silent Stresser)
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D.There is nothing left over and some of the bills didn't get paid this month(Correlates to: The What Now? )
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10.If you honestly compare the start and the end of the month you realize that...
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A.You are reasonable about your money reality, you don't worry needlessly and are feeling pretty good about your money situation(Correlates to: Master of Your Money)
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B.You worry a little more than you should about not having enough money and everything always works out fine at the end of the month(Correlates to: The Waiting Worrier)
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C.You realize you should have been more thoughtful at the start of the month and now you're feeling a lot worried and today and the future(Correlates to: The Silent Stresser)
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D.You know exactly where you start and end the month, in the hole, and it is wearing you out mentally and emotionally(Correlates to: The What Now? )
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Quiz Outcomes
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1.Master of Your MoneyYou are one with your money! You have a great relationship with your money and are neither worrying or hording money waiting for the big problem to emerge. The action that will have the biggest impact on your short and long term success is discovering ways to leverage your money relationship to achieve your goals faster. Yay You!!
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2.The Waiting WorrierMoney worries crosses your mind frequently, and while it's not crippling you you'd be better off without them. The worry is trying to keep you safe, but in reality it's not serving you anymore. The action that will have the biggest impact on your short and long term success is identifying the belief and purpose of the worry so you can build a healthier relationship with your money.
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3.The Silent StresserYou are living in a constant state of stress verging on panic because you are always waiting for the next problem to show up. And your waiting is always rewarded, the next problem always emerges. The stress is your bodies reaction to fear and was designed to keep you safe, but it's time to get out of the super stress cycle. The action that will have the biggest impact on your short and long term success is identifying the belief and purpose of the stress so you can move onto building a healthy relationship with your money.
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4.The What Now?You are struggling to survive, and it's exhausting! No matter how hard you work or how much money you make you never feel like you are getting ahead. What we think about we bring about, and you are living in a constant state of "not enough-ness". This seed was planted long ago in your subconscious and is in charge every day. The action that will have the biggest impact on your short and long term success is getting to the root cause of your belief system so you can stop the cycle and begin to build a loving relationship with your money.
